The smart choice for
businesses like yours.

Finhabits at work is here to make it easier for you
to provide trusted, high-quality retirement
benefits.

The smart choice for businesses like yours.

Finhabits at work is here to make it easier for you to provide trusted, high-quality retirement benefits.

Finhabits at Work lets you offer IRA retirement benefits to your employees. It’s a great alternative to 401k plans, which can be out of reach for small and medium sized businesses.

The smart choice for businesses like yours.

We take retirement benefits off your mind and put them in your employees’ hands. How? We open them directly with your employees – and that means nothing for you to worry about. Plus, we use reputable index funds from BlackRock and Vanguard.

Provide retirement benefits with confidence, thanks to:

Technology built for your needs.
Finhabits technology lets your employees open IRAs – so they can start saving for retirement in as little as 5 minutes.
On-demand educational tools.
To keep your employees informed and in the know about smart investing, we provide relevant, in-depth learning tools.
A proven investment track record.
Our team has 14 years of successful institutional portfolio and risk management experience. Our low-cost, high-value approach helps employees minimize risk and maximize retirement savings.
Support you can count on.
No matter what your employees need, our support experts are ready to help.

We answer any questions your employees have about their retirement savings via our app and website – leaving you more time to grow your business.

Frequently asked questions

What types of business and employees can use Finhabits at Work?
We currently serve all U.S.-based companies with U.S.-based employees. Any individual who is a U.S citizen or permanent resident can open an account.
What is the difference between a 401(k) and an IRA?
A 401(k) plan is set by the employer and the IRA is set by the individual or the employee. Most 401(k) plans have expensive and complex fee structures and the Finhabits IRA has a simple fee.
How does Finhabits' security compares to the bank's security?
Your money and personal information is safe with us. We use similar security protocols to most banks.

Talk to us about IRAs for your employees today.

Start now

Or call us at 1-800-492-1175 to speak to a team member.