Hassle-free retirement benefits.

Easy paperless enrollment
2 employees or 2,000 – no limit
No employer contribution required
Minimal work for employers
No opening or maintenance fees
No fiduciary liability for employers

We’re making it simple and efficient for businesses to help their employees get into the habit of saving for retirement.

Industry-leading technology lets any size company offer more.

You don’t need to be a major corporation to provide the very best for your employees. Our technology, based on cutting-edge infrastructure, gives them easy access to superior, low-cost retirement options. And we watch out for every employee by monitoring accounts daily, and rebalancing portfolios and reinvesting dividends as needed.

Experts behind our portfolios with more than 14 years of experience.

With 14 years of successful institutional portfolio and risk management experience, we’re experts on providing low cost, high value retirement options designed to maximize returns. Designing portfolios using high-quality index funds from Vanguard and BlackRock means your employees benefit from diversified investing that spans the globe and asset classes.

Experts behind our portfolios with more than 14 years of experience.

With 14 years of successful institutional portfolio and risk management experience, we’re experts on providing low cost, high value retirement options designed to maximize returns. Designing portfolios using high-quality index funds from Vanguard and Blackrock means your employees benefit from diversified investing that spans the globe and asset classes.

The security you want.

We know the importance of keeping your employees’ retirement funds and personal information safe and sound. You can rest easy knowing that Finhabits is an SEC Registered Investment Advisor and that your employees are protected by bank-level security including a 256-bit SSL encrypted connection.

Frequently asked questions

Why should I offer Finhabits IRAs?
When you offer retirement benefits you also help attract and retain quality employees. Finhabits at Work is a high-quality platform for a fair cost. And our fees could be considered business expenses (potentially tax deductible) depending on what your tax advisor recommends.
Do any third parties oversee Finhabits and its investments?
Finhabits Advisors LLC is an SEC registered investment advisor. Registration does not imply a certain level of skill or training. All securities are offered through Apex Clearing, member of FINRA.
Does Finhabits take on any fiduciary responsibilities?
Yes, Finhabits Advisors, LLC is an SEC-registered investment advisor and it acts as a fiduciary to all clients. We are also supportive of the new Department of Labor extension of the fiduciary standard.

Talk to us about IRAs for your employees today.

Start now

Or call us at 1-800-492-1175 to speak to a team member.