It's the perfect time to start investing in your future!

Use our calculator to get started. Sign up and you could get $20*

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Discover what others are saying about Finhabits

You can start contributing as little as $5 a week

Easy signup. Bank-level security. No hidden fees.
Easy as can be
Never invested before? That’s okay. We make the whole process short & sweet from the moment you sign up.
Automatic savings
We build a portfolio around your specific needs, so just set up automatic contributions and live your life!
Fairness in fees
We charge a small fraction of the cost with no hidden fees ever so you can focus on saving.
Real experts
No reason for confusion here! But just in case, we have real people standing by to answer all your questions.

We offer three types of accounts

Traditional IRA
Take advantage of
tax benefits today.
Roth IRA
Enjoy tax-free withdrawals
in the future.
Individual Account
Invest for
medium-term needs.
Get started

Security is everything

There’s nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor, and you can count on bank-level security including a 256-bit SSL encrypted connection on our site. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

Security is everything

There’s nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor, and you can count on bank-level security including a 256-bit SSL encrypted connection on our site. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

Frequently asked questions

What is the difference between a 401(k) and an IRA?
Typical American workers will have multiple retirement accounts by the end of their careers, and these can be 401(k)s or IRAs. While a 401(k) is an employer-sponsored plan, an IRA is set up by the individual.
What does investing with Finhabits really mean?
When you invest with us, you’re participating in the stock and bond markets by investing in a diversified portfolio of low-fee index funds. That includes buying a small piece of a large company and lending money to governments. As your investments grow, they’ll earn you interest.
What are the fees associated with my Finhabits account?
We offer a very competitive fee of $1 per month for accounts of $2,500 or less. If you have an account of $2,500 or greater, there is a 0.50% annual fee, which is calculated based on your account balance.

Ready to invest? Let's do it!

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Or call us at 1-800-492-1175 to speak to a team member.