It's the perfect time to start investing in your future.

Open a Roth or Traditional IRA and put your retirement savings to grow over time.

Open Your Account

Discover what others are saying about Finhabits

You can start contributing with as little as $5 a week

Easy signup. Bank-level security. No hidden fees.
Easy as can be
Never invested before? That’s okay. We make the whole process short & sweet from the moment you sign up.
Automatic savings
We build a portfolio around your specific needs, so just set up automatic contributions and live your life!
Fairness in fees
We charge a small fraction of the cost with no hidden fees ever so you can focus on saving.
Real experts
No reason for confusion here! But just in case, we have real people standing by to answer all your questions.

We offer two types of
Individual Retirement Accounts (IRAs)

Traditional IRA

Take advantage of tax benefits today.

Roth IRA
Enjoy tax-free withdrawals in the future.
Get started

Security is everything

There’s nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor, and you can count on bank-level security including a 256-bit SSL encrypted connection on our site. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

Security is everything

There’s nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor, and you can count on bank-level security including a 256-bit SSL encrypted connection on our site. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

Frequently asked questions

Is my personal and bank information safe with Finhabits?
Yes, your personal and bank information is safe with us. We encrypt all your information. We only use your bank information during the onboarding process. Once that step is complete, the data is deleted.
What does investing with Finhabits really mean?
When you invest with us, you’re participating in the stock and bond markets. That includes buying a small piece of a large company and lending money to governments. As your investments grow, they’ll earn you interest.
What is a Finhabits IRA?
Finhabits offers a retirement benefits program that provides Roth and Traditional IRA benefits. With our service, it takes just 5 minutes and as little as $5 a week to open an account with anywhere, anytime mobile access. Our platform also guides you in choosing a portfolio that's right for your financial profile.

Ready to invest? Let's do it!

Get started

Or call us at 1-800-492-1175 to speak to a team member.