{"id":14164,"date":"2024-07-16T23:36:05","date_gmt":"2024-07-17T03:36:05","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/que-es-finhabits\/"},"modified":"2025-02-06T09:10:04","modified_gmt":"2025-02-06T17:10:04","password":"","slug":"que-es-finhabits","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-es-finhabits\/","title":{"rendered":"\u00bfQu\u00e9 es Finhabits?"},"content":{"rendered":"<p>Finhabits es una fintech fundada por Carlos Garc\u00eda en 2015, con el prop\u00f3sito de mejorar el bienestar financiero de los hispanos en los Estados Unidos.<\/p>\n<h4>La historia detr\u00e1s de Finhabits<\/h4>\n<p>A los 28 a\u00f1os, Carlos vivi\u00f3 la recesi\u00f3n econ\u00f3mica de 2008 mientras trabajaba en una firma de inversi\u00f3n. Fue entonces cuando se dio cuenta de que la comunidad latina no estaba invirtiendo, principalmente por la falta de recursos en espa\u00f1ol. As\u00ed naci\u00f3 Finhabits, la primera plataforma de inversi\u00f3n para hispanos en EE. UU.<\/p>\n<h4>\u00bfQu\u00e9 hacemos en Finhabits?<\/h4>\n<p>En Finhabits, ayudamos a los latinos a aprender a invertir en la bolsa y a crear un futuro financiero s\u00f3lido. Para empezar a invertir en la bolsa de valores, <a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.finhabits.com\/es\/invertir-en-bolsa\/?utm_source%3Dwebsite%26utm_medium%3Dblog%26utm_campaign%3Dblog-post%26utm_term%3D-%26utm_content%3Des&amp;sa=D&amp;source=docs&amp;ust=1738865027910590&amp;usg=AOvVaw3T_wqmuqMagbn3_YfjgAOB\" target=\"_blank\" rel=\"noopener\">dale clic aqu\u00ed<\/a>.<\/p>\n<h4>\u00bfD\u00f3nde invertir mi dinero en USA?<\/h4>\n<p>Nuestras carteras de inversi\u00f3n est\u00e1n diversificadas en empresas l\u00edderes como Amazon, Disney y Google, que son una excelente opci\u00f3n para comenzar. <a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.finhabits.com\/es\/invertir-en-bolsa\/?utm_source%3Dwebsite%26utm_medium%3Dblog%26utm_campaign%3Dblog-post%26utm_term%3D-%26utm_content%3Des&amp;sa=D&amp;source=docs&amp;ust=1738865027911198&amp;usg=AOvVaw3YJI1ZxX4w8IAqbpVa1O-Z\" target=\"_blank\" rel=\"noopener\">Invertimos tu dinero de manera segura<\/a> y estrat\u00e9gica, sin importar tu nivel de experiencia.<\/p>\n<h4>Recursos educativos para mejorar tus finanzas.<\/h4>\n<p>Si quieres aprender m\u00e1s sobre c\u00f3mo invertir en EE. UU., te invitamos a explorar Finhabits Academy (Fin Academy) dentro de nuestra app. Aqu\u00ed ofrecemos recursos educativos para que puedas entender mejor el mundo de las inversiones y mejorar tus h\u00e1bitos financieros.<\/p>\n<h4>\u00bfQui\u00e9nes pueden beneficiarse de Finhabits?<\/h4>\n<p>No importa si eres un &#8220;latino inversor libre&#8221; o un principiante, en Finhabits te damos las herramientas necesarias para que tomes el control de tu futuro financiero.<\/p>\n<p>Regulaci\u00f3n y seguridad<\/p>\n<ul>\n<li>Estamos registrados en la SEC (Securities and Exchange Commission), la agencia gubernamental de EE. UU. que supervisa las transacciones de valores y previene fraudes.<\/li>\n<li>Trabajamos con Apex Clearing Corporation, el custodio del dinero de nuestros suscriptores. Cuando depositas dinero en tu cuenta de inversi\u00f3n, este se transfiere a una cuenta en Apex.<\/li>\n<\/ul>\n<p>Es importante entender que existe una separaci\u00f3n entre lo que Finhabits hace por ti (ayudarte a invertir) y d\u00f3nde est\u00e1 tu dinero. Una vez invertido, este se destina a los fondos seleccionados. <a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.finhabits.com\/es\/invertir-en-bolsa\/?utm_source%3Dwebsite%26utm_medium%3Dblog%26utm_campaign%3Dblog-post%26utm_term%3D-%26utm_content%3Des&amp;sa=D&amp;source=docs&amp;ust=1738865027911762&amp;usg=AOvVaw0TklUOnrx4lUhV6ZtuaKFo\" target=\"_blank\" rel=\"noopener\">Empieza hoy mismo a invertir<\/a>.<\/p>\n<p>Conoce la historia de nuestro CEO:<\/p>\n<p><iframe loading=\"lazy\" title=\"Carlos Garc\u00eda: Mi Historia en 120 Segundos | Finhabits\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/QGcA25vfmoo?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finhabits es una fintech fundada por Carlos Garc\u00eda en 2015, con el prop\u00f3sito de mejorar el bienestar financiero de los hispanos en los Estados Unidos. La historia detr\u00e1s de Finhabits A los 28 a\u00f1os, Carlos vivi\u00f3 la recesi\u00f3n econ\u00f3mica de 2008 mientras trabajaba en una firma de inversi\u00f3n. Fue entonces cuando se dio cuenta de [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[477,478],"doc_tag":[],"class_list":["post-14164","docs","type-docs","status-publish","hentry","doc_category-inicia-con-finhabits-es","doc_category-sobre-finhabits-es"],"year_month":"2026-05","word_count":366,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Inicia con Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/inicia-con-finhabits-es\/"},{"term_name":"Sobre Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/sobre-finhabits-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Qu\u00e9 es Finhabits y c\u00f3mo te ayuda a invertir f\u00e1cil<\/title>\n<meta name=\"description\" content=\"Finhabits es una fintech fundada por Carlos Garc\u00eda en 2015, con el prop\u00f3sito de mejorar el bienestar financiero de los hispanos en USA.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-es-finhabits\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es Finhabits?\" \/>\n<meta property=\"og:description\" content=\"Finhabits es una fintech fundada por Carlos Garc\u00eda en 2015, con el prop\u00f3sito de mejorar el bienestar financiero de los hispanos en los Estados Unidos. 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. 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