{"id":14178,"date":"2024-07-30T23:47:26","date_gmt":"2024-07-31T03:47:26","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/"},"modified":"2025-12-18T15:29:16","modified_gmt":"2025-12-18T20:29:16","password":"","slug":"cuentas-de-inversion-de-finhabits","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/","title":{"rendered":"Cuentas de inversi\u00f3n de Finhabits"},"content":{"rendered":"<p class=\"p1\">En Finhabits, ofrecemos tres tipos de cuentas para ayudarte a alcanzar tus metas financieras:<\/p>\n<ul>\n<li class=\"p1\">Cuentas de Emergencias:\n<ul>\n<li class=\"p1\">Objetivo: Proporcionar liquidez y seguridad para situaciones imprevistas.<\/li>\n<li class=\"p1\">Composici\u00f3n: Inversiones en activos de bajo riesgo y alta liquidez, como bonos de gobierno y bonos contra la inflaci\u00f3n.<\/li>\n<li class=\"p1\">Conoce m\u00e1s sobre <a href=\"https:\/\/fnhbts.com\/cuenta_emergencia\" target=\"_blank\" rel=\"noopener\">cuentas de emergencia<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"p1\">Cuentas de Inversi\u00f3n:\n<ul>\n<li class=\"p1\">Objetivo: Ayudar a aumentar tu patrimonio a mediano y largo plazo.<\/li>\n<li class=\"p1\">Composici\u00f3n: Una mezcla de bonos corporativos, bienes ra\u00edces, y acciones internacionales para equilibrar el riesgo y el crecimiento.<\/li>\n<li class=\"p1\">Conoce m\u00e1s acerca de cuentas de de inversi\u00f3n <a href=\"https:\/\/fnhbts.com\/abrir-mi-cuenta\" target=\"_blank\" rel=\"noopener\">aqu\u00ed<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"p1\">Cuentas de Jubilaci\u00f3n:\n<ul>\n<li class=\"p1\">Objetivo: Prepararte para una jubilaci\u00f3n c\u00f3moda y segura.<\/li>\n<li class=\"p1\">Composici\u00f3n: Inversiones diversificadas en bonos, acciones internacionales y privadas, dise\u00f1adas para maximizar el crecimiento a largo plazo.<\/li>\n<li class=\"p1\">Conoce m\u00e1s sobre cuentas para la jubilaci\u00f3n <a href=\"https:\/\/fnhbts.com\/cuenta-retiro\" target=\"_blank\" rel=\"noopener\">aqu\u00ed<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"p1\">Cada tipo de cuenta est\u00e1 dise\u00f1ada para diferentes objetivos y niveles de riesgo, elige la que mejor se adapte a tus necesidades y metas financieras.<\/p>\n<p class=\"p2\">Todo lo que necesitas saber sobre cuentas de inversi\u00f3n, emergencia y jubilaci\u00f3n:<\/p>\n<p><iframe loading=\"lazy\" title=\"Invierte Como los Grandes\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/aMX_Vnosaqc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En Finhabits, ofrecemos tres tipos de cuentas para ayudarte a alcanzar tus metas financieras: Cuentas de Emergencias: Objetivo: Proporcionar liquidez y seguridad para situaciones imprevistas. Composici\u00f3n: Inversiones en activos de bajo riesgo y alta liquidez, como bonos de gobierno y bonos contra la inflaci\u00f3n. Conoce m\u00e1s sobre cuentas de emergencia Cuentas de Inversi\u00f3n: Objetivo: Ayudar [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[480,481],"doc_tag":[],"class_list":["post-14178","docs","type-docs","status-publish","hentry","doc_category-cuentas-de-inversion-de-finhabits-es","doc_category-invirtiendo-con-finhabits-es"],"year_month":"2026-06","word_count":190,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Cuentas de inversi\u00f3n de Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/cuentas-de-inversion-de-finhabits-es\/"},{"term_name":"Invirtiendo con Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/invirtiendo-con-finhabits-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cuentas de inversi\u00f3n Finhabits: Gu\u00eda del inversionista<\/title>\n<meta name=\"description\" content=\"Conoce las cuentas de inversi\u00f3n de Finhabits y para qu\u00e9 sirve cada una. Requisitos, costos y c\u00f3mo empezar paso a paso para invertir con objetivos claros hoy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cuentas de inversi\u00f3n de Finhabits\" \/>\n<meta property=\"og:description\" content=\"En Finhabits, ofrecemos tres tipos de cuentas para ayudarte a alcanzar tus metas financieras: Cuentas de Emergencias: Objetivo: Proporcionar liquidez y\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-18T20:29:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"919\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cuentas de inversi\u00f3n Finhabits: Gu\u00eda del inversionista","description":"Conoce las cuentas de inversi\u00f3n de Finhabits y para qu\u00e9 sirve cada una. Requisitos, costos y c\u00f3mo empezar paso a paso para invertir con objetivos claros hoy.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/","og_locale":"es_ES","og_type":"article","og_title":"Cuentas de inversi\u00f3n de Finhabits","og_description":"En Finhabits, ofrecemos tres tipos de cuentas para ayudarte a alcanzar tus metas financieras: Cuentas de Emergencias: Objetivo: Proporcionar liquidez y","og_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_modified_time":"2025-12-18T20:29:16+00:00","og_image":[{"width":1201,"height":919,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"Cuentas de inversi\u00f3n de Finhabits","datePublished":"2024-07-31T03:47:26+00:00","dateModified":"2025-12-18T20:29:16+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/"},"wordCount":196,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/","url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/cuentas-de-inversion-de-finhabits\/","name":"Cuentas de inversi\u00f3n Finhabits: Gu\u00eda del inversionista","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"datePublished":"2024-07-31T03:47:26+00:00","dateModified":"2025-12-18T20:29:16+00:00","description":"Conoce las cuentas de inversi\u00f3n de Finhabits y para qu\u00e9 sirve cada una. 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"version-history":[{"count":1,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14178\/revisions"}],"predecessor-version":[{"id":34124,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14178\/revisions\/34124"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=14178"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_category?post=14178"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_tag?post=14178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}