{"id":14180,"date":"2024-07-30T23:52:32","date_gmt":"2024-07-31T03:52:32","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/en-que-invierte-finhabits\/"},"modified":"2025-12-22T13:23:36","modified_gmt":"2025-12-22T18:23:36","password":"","slug":"en-que-invierte-finhabits","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/","title":{"rendered":"\u00bfEn qu\u00e9 invierte Finhabits?"},"content":{"rendered":"<p class=\"p1\">En Finhabits tu dinero se invierte principalmente en la bolsa de valores a trav\u00e9s de carteras diversificadas compuestas por seis tipos de activos que utilizan Fondos Cotizados (ETFs) Estas carteras est\u00e1n dise\u00f1adas para reducir el riesgo y maximizar el rendimiento. Aqu\u00ed te explicamos en qu\u00e9 consisten los 6 tipos de activos:<\/p>\n<ul>\n<li class=\"p1\">Bonos de Gobierno: Son pr\u00e9stamos que haces a gobiernos y son considerados inversiones seguras.<\/li>\n<li class=\"p1\">Bonos Corporativos: Son pr\u00e9stamos a grandes empresas que ofrecen buenos rendimientos.<\/li>\n<li class=\"p1\">Bonos Contra la Inflaci\u00f3n: Ayudan a proteger tu dinero del impacto de la inflaci\u00f3n.<\/li>\n<li class=\"p1\">Bienes Ra\u00edces: Inversiones en propiedades que pueden aumentar su valor con el tiempo.<\/li>\n<li class=\"p1\">Acciones Internacionales: Participaciones en empresas de todo el mundo, lo que diversifica tu portafolio.<\/li>\n<li class=\"p1\">Acciones Privadas: Inversiones en empresas privadas que pueden tener un alto potencial de crecimiento. Tales como, Tesla, Amazon, Google, Apple, etc.<\/li>\n<\/ul>\n<p class=\"p1\">Con Finhabits, tu dinero se invierte de manera inteligente y diversificada para ayudarte a alcanzar tus metas financieras.<\/p>\n<p class=\"p2\">Aprende En Qu\u00e9 Invierte Tu Dinero Finhabits:<\/p>\n<p><iframe loading=\"lazy\" title=\"D\u00f3nde Invertimos tu Dinero\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/ktewOP0R4OU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En Finhabits tu dinero se invierte principalmente en la bolsa de valores a trav\u00e9s de carteras diversificadas compuestas por seis tipos de activos que utilizan Fondos Cotizados (ETFs) Estas carteras est\u00e1n dise\u00f1adas para reducir el riesgo y maximizar el rendimiento. Aqu\u00ed te explicamos en qu\u00e9 consisten los 6 tipos de activos: Bonos de Gobierno: Son [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[480,481],"doc_tag":[],"class_list":["post-14180","docs","type-docs","status-publish","hentry","doc_category-cuentas-de-inversion-de-finhabits-es","doc_category-invirtiendo-con-finhabits-es"],"year_month":"2026-05","word_count":176,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Cuentas de inversi\u00f3n de Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/cuentas-de-inversion-de-finhabits-es\/"},{"term_name":"Invirtiendo con Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/invirtiendo-con-finhabits-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfEn qu\u00e9 invierte Finhabits y c\u00f3mo gestiona tu dinero?<\/title>\n<meta name=\"description\" content=\"Finhabits invierte en fondos diversificados de bajo costo para ayudarte a construir riqueza con el tiempo. Conoce c\u00f3mo funciona.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfEn qu\u00e9 invierte Finhabits?\" \/>\n<meta property=\"og:description\" content=\"En Finhabits tu dinero se invierte principalmente en la bolsa de valores a trav\u00e9s de carteras diversificadas compuestas por seis tipos de activos que\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-22T18:23:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"919\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u00bfEn qu\u00e9 invierte Finhabits y c\u00f3mo gestiona tu dinero?","description":"Finhabits invierte en fondos diversificados de bajo costo para ayudarte a construir riqueza con el tiempo. Conoce c\u00f3mo funciona.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfEn qu\u00e9 invierte Finhabits?","og_description":"En Finhabits tu dinero se invierte principalmente en la bolsa de valores a trav\u00e9s de carteras diversificadas compuestas por seis tipos de activos que","og_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_modified_time":"2025-12-22T18:23:36+00:00","og_image":[{"width":1201,"height":919,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"\u00bfEn qu\u00e9 invierte Finhabits?","datePublished":"2024-07-31T03:52:32+00:00","dateModified":"2025-12-22T18:23:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/"},"wordCount":180,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/","url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/","name":"\u00bfEn qu\u00e9 invierte Finhabits y c\u00f3mo gestiona tu dinero?","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"datePublished":"2024-07-31T03:52:32+00:00","dateModified":"2025-12-22T18:23:36+00:00","description":"Finhabits invierte en fondos diversificados de bajo costo para ayudarte a construir riqueza con el tiempo. Conoce c\u00f3mo funciona.","breadcrumb":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/#breadcrumb"},"inLanguage":"es-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/en-que-invierte-finhabits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finhabits.com\/es\/"},{"@type":"ListItem","position":2,"name":"Centro de Ayuda Finhabits","item":"https:\/\/www.finhabits.com\/centro-de-ayuda\/"},{"@type":"ListItem","position":3,"name":"\u00bfEn qu\u00e9 invierte Finhabits?"}]},{"@type":"WebSite","@id":"https:\/\/www.finhabits.com\/#website","url":"https:\/\/www.finhabits.com\/","name":"Finhabits: C\u00f3mo invertir en la bolsa de valores - Descarga la App","description":"Invierte, Health Insurance, Retirement","publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finhabits.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-US"},{"@type":"Organization","@id":"https:\/\/www.finhabits.com\/#organization","name":"FINHABITS","url":"https:\/\/www.finhabits.com\/","logo":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","width":696,"height":696,"caption":"FINHABITS"},"image":{"@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Finhabits","https:\/\/www.instagram.com\/finhabits\/","https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ"]},{"@type":"Person","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14","name":"Carlos Garcia","pronouns":"He\/Him\/His","image":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","caption":"Carlos Garcia"},"description":"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"version-history":[{"count":1,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14180\/revisions"}],"predecessor-version":[{"id":34177,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14180\/revisions\/34177"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=14180"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_category?post=14180"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_tag?post=14180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}