{"id":14182,"date":"2024-07-30T23:58:21","date_gmt":"2024-07-31T03:58:21","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/"},"modified":"2025-12-18T15:23:52","modified_gmt":"2025-12-18T20:23:52","password":"","slug":"que-retorno-puedo-esperar-en-mi-cartera","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/","title":{"rendered":"\u00bfQu\u00e9 retorno puedo esperar en mi cartera?"},"content":{"rendered":"<p>En Finhabits, ofrecemos diferentes tipos de carteras con rendimientos esperados basados en el nivel de riesgo y el tiempo de inversi\u00f3n. Aqu\u00ed te explicamos:<\/p>\n<p><strong>Carteras Conservadoras: <\/strong><\/p>\n<ul>\n<li>Objetivo: Menor riesgo, ideal para metas a mediano plazo como unas vacaciones o un fondo de emergencia.<\/li>\n<\/ul>\n<p><strong>Carteras m\u00e1s agresivas: <\/strong><\/p>\n<ul>\n<li>Objetivo: Mayor riesgo, ideal para metas a largo plazo como el fondo para la universidad o la jubilaci\u00f3n.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Entendamos que no hay servicios de inversi\u00f3n que pueda garantizar una tasa de inter\u00e9s. De hecho, si alguien te hace una promesa de ese tipo, te recomendamos mucha cautela \u00a1y a\u00fan mejor huir! La clave para ser un inversionista exitoso es invertir habitualmente. Esto significa agregar dinero con regularidad a tu cuenta, incluso si se trata de una peque\u00f1a cantidad, para dispersar cualquier tipo de riesgo.<\/p>\n<p><strong>Finhabits: \u00bfCu\u00e1l es el Rendimiento de una Cartera de Inversi\u00f3n? | Finhabits<\/strong><\/p>\n<p><iframe loading=\"lazy\" title=\"Rendimiento de tu inversi\u00f3n\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/IjycVxmQmMg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Aprende Los Riesgos y Las Ganancias de Invertir Dinero | Finhabits\u00a0<\/strong><\/p>\n<p><iframe loading=\"lazy\" title=\"Riesgos y Ganancias al Invertir\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/kPtb8QDH9B8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En Finhabits, ofrecemos diferentes tipos de carteras con rendimientos esperados basados en el nivel de riesgo y el tiempo de inversi\u00f3n. Aqu\u00ed te explicamos: Carteras Conservadoras: Objetivo: Menor riesgo, ideal para metas a mediano plazo como unas vacaciones o un fondo de emergencia. Carteras m\u00e1s agresivas: Objetivo: Mayor riesgo, ideal para metas a largo plazo [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[480,481],"doc_tag":[],"class_list":["post-14182","docs","type-docs","status-publish","hentry","doc_category-cuentas-de-inversion-de-finhabits-es","doc_category-invirtiendo-con-finhabits-es"],"year_month":"2026-05","word_count":177,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Cuentas de inversi\u00f3n de Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/cuentas-de-inversion-de-finhabits-es\/"},{"term_name":"Invirtiendo con Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/invirtiendo-con-finhabits-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Qu\u00e9 retorno puedo esperar en mi cartera Finhabits<\/title>\n<meta name=\"description\" content=\"Los rendimientos dependen de tu perfil y mercado. Descubre c\u00f3mo Finhabits dise\u00f1a carteras para maximizar tu crecimiento.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 retorno puedo esperar en mi cartera?\" \/>\n<meta property=\"og:description\" content=\"En Finhabits, ofrecemos diferentes tipos de carteras con rendimientos esperados basados en el nivel de riesgo y el tiempo de inversi\u00f3n. Aqu\u00ed te\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-18T20:23:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"919\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Qu\u00e9 retorno puedo esperar en mi cartera Finhabits","description":"Los rendimientos dependen de tu perfil y mercado. 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Aqu\u00ed te","og_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_modified_time":"2025-12-18T20:23:52+00:00","og_image":[{"width":1201,"height":919,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"\u00bfQu\u00e9 retorno puedo esperar en mi cartera?","datePublished":"2024-07-31T03:58:21+00:00","dateModified":"2025-12-18T20:23:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/"},"wordCount":184,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/","url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/que-retorno-puedo-esperar-en-mi-cartera\/","name":"Qu\u00e9 retorno puedo esperar en mi cartera Finhabits","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"datePublished":"2024-07-31T03:58:21+00:00","dateModified":"2025-12-18T20:23:52+00:00","description":"Los rendimientos dependen de tu perfil y mercado. 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14182","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/docs"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"version-history":[{"count":1,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14182\/revisions"}],"predecessor-version":[{"id":34111,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/docs\/14182\/revisions\/34111"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=14182"}],"wp:term":[{"taxonomy":"doc_category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_category?post=14182"},{"taxonomy":"doc_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/doc_tag?post=14182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}