{"id":14217,"date":"2024-08-31T04:17:45","date_gmt":"2024-08-31T11:17:45","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/"},"modified":"2024-08-31T04:18:21","modified_gmt":"2024-08-31T11:18:21","password":"","slug":"las-inversiones-de-finhabits-son-en-fondos-mutuos","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/","title":{"rendered":"\u00bfLas inversiones de Finhabits son en fondos mutuos?"},"content":{"rendered":"<p>Las carteras de inversi\u00f3n con Finhabits son de ETFs y no de fondos mutuos. Los ETFs son Exchange Traded Funds y consideramos que tienen mejores costos y oportunidades de liquidez que los fondos mutuos. Al invertir en ETFs estos fondos est\u00e1n a su vez comprando cientos de acciones o bonos de compa\u00f1\u00edas basadas en un \u00edndice. Por ejemplo, el ETF de ITOT es un fondo que compra las acciones de las compa\u00f1\u00edas mas grandes de Estados Unidos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las carteras de inversi\u00f3n con Finhabits son de ETFs y no de fondos mutuos. Los ETFs son Exchange Traded Funds y consideramos que tienen mejores costos y oportunidades de liquidez que los fondos mutuos. Al invertir en ETFs estos fondos est\u00e1n a su vez comprando cientos de acciones o bonos de compa\u00f1\u00edas basadas en un [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[480,481],"doc_tag":[],"class_list":["post-14217","docs","type-docs","status-publish","hentry","doc_category-cuentas-de-inversion-de-finhabits-es","doc_category-invirtiendo-con-finhabits-es"],"year_month":"2026-05","word_count":81,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Cuentas de inversi\u00f3n de Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/cuentas-de-inversion-de-finhabits-es\/"},{"term_name":"Invirtiendo con Finhabits","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/invirtiendo-con-finhabits-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfLas inversiones Finhabits son en fondos mutuos?<\/title>\n<meta name=\"description\" content=\"Finhabits invierte en fondos diversificados de bajo costo dise\u00f1ados para hacer crecer tu dinero a largo plazo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfLas inversiones de Finhabits son en fondos mutuos?\" \/>\n<meta property=\"og:description\" content=\"Las carteras de inversi\u00f3n con Finhabits son de ETFs y no de fondos mutuos. Los ETFs son Exchange Traded Funds y consideramos que tienen mejores costos y\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-31T11:18:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"919\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u00bfLas inversiones Finhabits son en fondos mutuos?","description":"Finhabits invierte en fondos diversificados de bajo costo dise\u00f1ados para hacer crecer tu dinero a largo plazo.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfLas inversiones de Finhabits son en fondos mutuos?","og_description":"Las carteras de inversi\u00f3n con Finhabits son de ETFs y no de fondos mutuos. Los ETFs son Exchange Traded Funds y consideramos que tienen mejores costos y","og_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_modified_time":"2024-08-31T11:18:21+00:00","og_image":[{"width":1201,"height":919,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"\u00bfLas inversiones de Finhabits son en fondos mutuos?","datePublished":"2024-08-31T11:17:45+00:00","dateModified":"2024-08-31T11:18:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/"},"wordCount":89,"commentCount":0,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/","url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/","name":"\u00bfLas inversiones Finhabits son en fondos mutuos?","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"datePublished":"2024-08-31T11:17:45+00:00","dateModified":"2024-08-31T11:18:21+00:00","description":"Finhabits invierte en fondos diversificados de bajo costo dise\u00f1ados para hacer crecer tu dinero a largo plazo.","breadcrumb":{"@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/#breadcrumb"},"inLanguage":"es-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/las-inversiones-de-finhabits-son-en-fondos-mutuos\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finhabits.com\/es\/"},{"@type":"ListItem","position":2,"name":"Centro de Ayuda Finhabits","item":"https:\/\/www.finhabits.com\/centro-de-ayuda\/"},{"@type":"ListItem","position":3,"name":"\u00bfLas inversiones de Finhabits son en fondos mutuos?"}]},{"@type":"WebSite","@id":"https:\/\/www.finhabits.com\/#website","url":"https:\/\/www.finhabits.com\/","name":"Finhabits: C\u00f3mo invertir en la bolsa de valores - Descarga la App","description":"Invierte, Health Insurance, Retirement","publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finhabits.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-US"},{"@type":"Organization","@id":"https:\/\/www.finhabits.com\/#organization","name":"FINHABITS","url":"https:\/\/www.finhabits.com\/","logo":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","width":696,"height":696,"caption":"FINHABITS"},"image":{"@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Finhabits","https:\/\/www.instagram.com\/finhabits\/","https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ"]},{"@type":"Person","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14","name":"Carlos Garcia","pronouns":"He\/Him\/His","image":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","caption":"Carlos Garcia"},"description":"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. 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