{"id":14256,"date":"2024-07-31T00:35:24","date_gmt":"2024-07-31T04:35:24","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/rollovers-de-cuentas-de-jubilacion-401k\/"},"modified":"2025-12-22T13:25:33","modified_gmt":"2025-12-22T18:25:33","password":"","slug":"rollovers-de-cuentas-de-jubilacion-401k","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/rollovers-de-cuentas-de-jubilacion-401k\/","title":{"rendered":"Rollovers de cuentas de jubilaci\u00f3n 401(k)"},"content":{"rendered":"<p class=\"p1\">La cuenta Rollover es exclusiva para personas que ya cuentan con un 401K en alguna compa\u00f1\u00eda y ya no est\u00e1n laborando con el empleador quien se las proporcion\u00f3.<\/p>\n<p class=\"p1\">Si cuentas con una cuenta 401K de un trabajo antiguo y lo deseas transferir a Finhabits es necesario que abras una cuenta IRA tradicional a trav\u00e9s de tu aplicaci\u00f3n.<\/p>\n<p class=\"p2\">Conoce m\u00e1s <a href=\"https:\/\/www.finhabits.com\/es\/transferir-tu-401k-al-cambiar-de-trabajo\/\">aqu\u00ed<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La cuenta Rollover es exclusiva para personas que ya cuentan con un 401K en alguna compa\u00f1\u00eda y ya no est\u00e1n laborando con el empleador quien se las proporcion\u00f3. Si cuentas con una cuenta 401K de un trabajo antiguo y lo deseas transferir a Finhabits es necesario que abras una cuenta IRA tradicional a trav\u00e9s de [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[486,484],"doc_tag":[],"class_list":["post-14256","docs","type-docs","status-publish","hentry","doc_category-depositos-y-retiros-en-cuentas-de-jubilacion-es","doc_category-depositos-retiros-y-transferencias-es"],"year_month":"2026-05","word_count":65,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Dep\u00f3sitos y Retiros en cuentas de Jubilaci\u00f3n","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/depositos-y-retiros-en-cuentas-de-jubilacion-es\/"},{"term_name":"Dep\u00f3sitos, Retiros y Transferencias","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/depositos-retiros-y-transferencias-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Rollovers 401(k): transfiere tu cuenta de retiro - Finhabits<\/title>\n<meta name=\"description\" content=\"Aprende c\u00f3mo transferir tu 401(k) a una cuenta IRA con Finhabits. Descubre los pasos, tiempos y beneficios de hacer tu rollover f\u00e1cilmente.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/rollovers-de-cuentas-de-jubilacion-401k\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rollovers de cuentas de jubilaci\u00f3n 401(k)\" \/>\n<meta property=\"og:description\" content=\"La cuenta Rollover es exclusiva para personas que ya cuentan con un 401K en alguna compa\u00f1\u00eda y ya no est\u00e1n laborando con el empleador quien se las\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/rollovers-de-cuentas-de-jubilacion-401k\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-22T18:25:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2025\/09\/image-4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1201\" \/>\n\t<meta property=\"og:image:height\" content=\"919\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Rollovers 401(k): transfiere tu cuenta de retiro - Finhabits","description":"Aprende c\u00f3mo transferir tu 401(k) a una cuenta IRA con Finhabits. 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. 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