{"id":14259,"date":"2024-07-31T00:37:21","date_gmt":"2024-07-31T07:37:21","guid":{"rendered":"https:\/\/finhabits.com\/centro-de-ayuda\/como-retirar-dinero-de-mi-cuenta-de-jubilacion\/"},"modified":"2024-08-31T04:36:34","modified_gmt":"2024-08-31T11:36:34","password":"","slug":"como-retirar-dinero-de-mi-cuenta-de-jubilacion","status":"publish","type":"docs","link":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/como-retirar-dinero-de-mi-cuenta-de-jubilacion\/","title":{"rendered":"\u00bfComo retirar dinero de mi cuenta de Jubilaci\u00f3n?"},"content":{"rendered":"<p class=\"p1\">Debes saber que las cuentas IRA est\u00e1n dise\u00f1adas para fomentar el ahorro a largo plazo y asegurar que tengas suficiente dinero para tu jubilaci\u00f3n. Por lo tanto, hay reglas y los retiros que realices antes de que cumplas los 59 a\u00f1os y medio tienen implicaciones fiscales y penalizaciones, dependiendo de la cuenta IRA que tengas.<\/p>\n<p class=\"p2\">Te sugerimos leer este art\u00edculo antes de realizar retiros de tu <a href=\"https:\/\/www.finhabits.com\/es\/claves-para-retirar-dinero-de-tu-ira\/\">cuenta de jubilaci\u00f3n<\/a>.<\/p>\n<p class=\"p1\">Para retirar dinero de tu cuenta de jubilaci\u00f3n comunicate con nuestro equipo de soporte al <a href=\"tel:18004921175\">1-800-492-1175<\/a> o escribenos al correo <a href=\"mailto:support@finhabits.com\">support@finhabits.com.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Debes saber que las cuentas IRA est\u00e1n dise\u00f1adas para fomentar el ahorro a largo plazo y asegurar que tengas suficiente dinero para tu jubilaci\u00f3n. Por lo tanto, hay reglas y los retiros que realices antes de que cumplas los 59 a\u00f1os y medio tienen implicaciones fiscales y penalizaciones, dependiendo de la cuenta IRA que tengas. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"template":"","meta":{"footnotes":""},"doc_category":[486,484],"doc_tag":[],"class_list":["post-14259","docs","type-docs","status-publish","hentry","doc_category-depositos-y-retiros-en-cuentas-de-jubilacion-es","doc_category-depositos-retiros-y-transferencias-es"],"year_month":"2026-05","word_count":100,"total_views":0,"reactions":{"happy":0,"normal":0,"sad":0},"author_info":{"name":"Carlos Garcia","author_nicename":"carlosfinhabits-com","author_url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"},"doc_category_info":[{"term_name":"Dep\u00f3sitos y Retiros en cuentas de Jubilaci\u00f3n","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/depositos-y-retiros-en-cuentas-de-jubilacion-es\/"},{"term_name":"Dep\u00f3sitos, Retiros y Transferencias","term_url":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda-categoria\/depositos-retiros-y-transferencias-es\/"}],"doc_tag_info":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>C\u00f3mo retirar dinero de tu cuenta de jubilaci\u00f3n<\/title>\n<meta name=\"description\" content=\"\u00bfNecesitas retirar dinero de tu cuenta de jubilaci\u00f3n? 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Te explicamos c\u00f3mo hacerlo paso a paso sin afectar tus beneficios.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/centro-de-ayuda\/como-retirar-dinero-de-mi-cuenta-de-jubilacion\/","og_locale":"es_ES","og_type":"article","og_title":"\u00bfComo retirar dinero de mi cuenta de Jubilaci\u00f3n?","og_description":"Debes saber que las cuentas IRA est\u00e1n dise\u00f1adas para fomentar el ahorro a largo plazo y asegurar que tengas suficiente dinero para tu jubilaci\u00f3n. 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. 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