{"id":8054,"date":"2023-01-02T00:11:39","date_gmt":"2023-01-02T08:11:39","guid":{"rendered":"https:\/\/finhabits.com\/preguntas-y-respuestas-con-alberto-v\/"},"modified":"2024-06-04T16:57:50","modified_gmt":"2024-06-04T23:57:50","slug":"preguntas-y-respuestas-con-alberto-v","status":"publish","type":"post","link":"https:\/\/www.finhabits.com\/es\/preguntas-y-respuestas-con-alberto-v\/","title":{"rendered":"Preguntas y Respuestas con Alberto V."},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"Fecha L\u00edmite del Mercado de Salud y Obamacare: Preguntas y Respuestas\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/FvrAc1NUXms?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>Iniciamos el 2023 con una sesi\u00f3n educativa con Alberto Villar, agente de seguros con licencia, quien responder\u00e1 tus preguntas sobre tu seguro m\u00e9dico y c\u00f3mo obtener uno antes de la fecha l\u00edmite del 15 de enero, 2023.<\/p>\n<p>Con\u00e9ctate y manda tus preguntas.<\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2><\/h2>\n<h2>Subsidios del Gobierno para Seguros M\u00e9dicos: Protecci\u00f3n Accesible en Tiempos de Crisis<\/h2>\n<p>En tiempos de incertidumbre y cambios, es fundamental contar con el respaldo de un seguro m\u00e9dico accesible. Descubre c\u00f3mo calificar para los subsidios del gobierno, disponibles para residentes y ciudadanos de los Estados Unidos, que hacen posible obtener seguros m\u00e9dicos a bajo costo o sin ning\u00fan costo. Protege tu salud financiera y la de tu familia mientras te preparas para cualquier eventualidad.<\/p>\n<h2>\u00bfQui\u00e9nes Califican para Subsidios de Seguro M\u00e9dico?<\/h2>\n<p>Las personas que podr\u00edan calificar para un subsidio del gobierno que cubre parte o la totalidad de la mensualidad de un seguro m\u00e9dico incluyen a aquellos sin seguro a trav\u00e9s del trabajo, trabajadores independientes, personas que perdieron su empleo, o cuyo seguro est\u00e1 por expirar. Es requisito ser residente legal o ciudadano de los Estados Unidos para calificar.<\/p>\n<h2>Entendiendo el Costo del Seguro M\u00e9dico: \u00bfCu\u00e1nto Podr\u00eda Pagar?<\/h2>\n<p>El costo mensual del seguro m\u00e9dico var\u00eda dependiendo del salario y el n\u00famero de personas incluidas en el plan. En muchos casos, la prima mensual puede ser tan baja como 10 d\u00f3lares para individuos y 20 d\u00f3lares para familias completas. Algunas personas incluso califican para no pagar nada mensualmente. Sin embargo, es importante entender que este tipo de planes puede ser m\u00e1s adecuado para personas saludables que usar\u00edan el seguro principalmente en casos de emergencia.<\/p>\n<h2>C\u00f3mo Solicitar tu Cotizaci\u00f3n de Seguro M\u00e9dico<\/h2>\n<p>Si est\u00e1s interesado en obtener una cotizaci\u00f3n de seguro m\u00e9dico o tienes dudas al respecto, el proceso es sencillo. Completa un formulario en finhabits.com\/seguros. Act\u00faa con prontitud, ya que la fecha l\u00edmite se acerca. Adem\u00e1s, se proporciona un n\u00famero telef\u00f3nico para recibir asistencia adicional. No dejes pasar la oportunidad de obtener la protecci\u00f3n que necesitas para cuidar de tu salud.<\/p>\n<h2>La Importancia de Contar con Seguro M\u00e9dico en Tiempos de Crisis<\/h2>\n<p>En medio de crisis como la pandemia, es vital resaltar la importancia del seguro m\u00e9dico. Los buenos h\u00e1bitos financieros y la protecci\u00f3n de un seguro m\u00e9dico pueden ser fundamentales para superar dificultades econ\u00f3micas y concentrarse en cuidar a los seres queridos en situaciones dif\u00edciles. Protege tu bienestar y el de tu familia al asegurarte de contar con la cobertura necesaria, incluso en tiempos de incertidumbre.<\/p>\n<p>Asegurarte de tener un seguro m\u00e9dico adecuado no solo te brinda tranquilidad, sino que tambi\u00e9n te prepara para posibles eventualidades. Con la posibilidad de acceder a subsidios del gobierno, obtener una cobertura de salud asequible es una realidad alcanzable para muchos. No subestimes el impacto positivo que esta protecci\u00f3n puede tener en tu bienestar y el de tus seres queridos. \u00a1No esperes m\u00e1s para tomar control de tu salud financiera!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Iniciamos el 2023 con una sesi\u00f3n educativa con Alberto Villar, agente de seguros con licencia, quien responder\u00e1 tus preguntas sobre tu seguro m\u00e9dico y c\u00f3mo obtener uno antes de la fecha l\u00edmite del 15 de enero, 2023. Con\u00e9ctate y manda tus preguntas. &nbsp; Subsidios del Gobierno para Seguros M\u00e9dicos: Protecci\u00f3n Accesible en Tiempos de Crisis [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":8055,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[355,356,357],"class_list":["post-8054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aprende-es","tag-alberto-villar","tag-seguros-medicos","tag-subsidios-de-seguro-medico"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Preguntas y respuestas con Alberto V. - Finhabits<\/title>\n<meta name=\"description\" content=\"Descubre c\u00f3mo calificar para subsidios del gobierno que hacen posible obtener seguros m\u00e9dicos a bajo costo o sin costo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/preguntas-y-respuestas-con-alberto-v\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Preguntas y Respuestas con Alberto V.\" \/>\n<meta property=\"og:description\" content=\"Iniciamos el 2023 con una sesi\u00f3n educativa con Alberto Villar, agente de seguros con licencia, quien responder\u00e1 tus preguntas sobre tu seguro m\u00e9dico y\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/preguntas-y-respuestas-con-alberto-v\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-02T08:11:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-04T23:57:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-seguro-medico-inversion.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carlos Garcia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carlos Garcia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Preguntas y respuestas con Alberto V. - 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. 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