{"id":8493,"date":"2020-12-04T17:42:12","date_gmt":"2020-12-05T01:42:12","guid":{"rendered":"https:\/\/finhabits.com\/?p=8493"},"modified":"2024-06-25T20:14:56","modified_gmt":"2024-06-26T03:14:56","slug":"suena-en-grande-comienza-poco-a-poco","status":"publish","type":"post","link":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/","title":{"rendered":"Sue\u00f1a en grande. Comienza poco a poco."},"content":{"rendered":"

El presidente de Finhabits, Carlos Armando Garc\u00eda, habla sobre c\u00f3mo desarrollar el h\u00e1bito de invertir.<\/p>\n

Al crecer en Texas, en la frontera entre Estados Unidos y M\u00e9xico, Carlos Armando vio a muchas familias, incluyendo la suya, trabajar duro para salir adelante y que sus hijos tuvieran un futuro mejor. Tambi\u00e9n recuerda c\u00f3mo en los domingos familiares se escuchaban consejos para todo, pero nada sobre c\u00f3mo cuidar el dinero. \u00c9l se ha propuesto mejorar el acceso a la educaci\u00f3n financiera. Por eso lanza Finhabits, un nuevo servicio que te ayuda a desarrollar el h\u00e1bito de invertir.<\/p>\n

1. Construir buenos h\u00e1bitos financieros<\/h4>\n

Como latinos, no solo esperamos un mejor futuro, \u00a1trabajamos duro para llegar all\u00ed! Pero no siempre tenemos el h\u00e1bito de poner nuestro dinero a trabajar para nosotros. F\u00edjate en todas esas peque\u00f1as cosas que haces con regularidad, sin pensar mucho, c\u00f3mo cepillar tus dientes, ir al gimnasio, etc. Poco a poco, te das cuenta de sus beneficios. Finhabits est\u00e1 aqu\u00ed para ayudarte a desarrollar el buen h\u00e1bito de invertir y as\u00ed poder alcanzar las metas financieras de tu familia.<\/p>\n

2. Alcanzar tus metas financieras<\/h4>\n

El primer paso para desarrollar el buen h\u00e1bito de invertir es elegir tu meta. \u00bfPlaneas tomar las vacaciones que siempre has so\u00f1ado o comprar una casa m\u00e1s grande? Entre m\u00e1s pronto inviertas, m\u00e1s pronto alcanzar\u00e1s tu meta. \u00bfAnticipas la universidad de tus hijos o la jubilaci\u00f3n con tu pareja? El tiempo est\u00e1 a tu favor. Poco a poco llegar\u00e1s lejos, especialmente si has invertido durante un largo tiempo.<\/p>\n

3. Haz realidad esas metas<\/h4>\n

Un h\u00e1bito es una acci\u00f3n hecha autom\u00e1ticamente sin pensar demasiado. Todo lo que necesitas es un recordatorio. Por ejemplo, la hora para ir a dormir te recuerda que hay que cepillarse los dientes. Tu dentista te env\u00eda una postal para recordarte que es el momento para un chequeo. Finhabits te ayuda a desarrollar el h\u00e1bito de invertir con sencillos recordatorios para reservar e invertir tu dinero.<\/p>\n

4. Invertir tu dinero de manera inteligente<\/h4>\n

Es mejor invertir peque\u00f1as cantidades durante un largo per\u00edodo de tiempo que una suma grande una sola vez. Por lo tanto, cuanto antes empieces, mejor. Aseg\u00farate que el dinero que inviertes es dinero que no necesitar\u00e1s por al menos dos a\u00f1os. \u00bfPor qu\u00e9 es bueno? Porque hay que darle suficiente tiempo a la inversi\u00f3n para acumular intereses y dividendos. Imagina una bola de nieve rodando y haci\u00e9ndose cada vez m\u00e1s grande, as\u00ed funciona el inter\u00e9s compuesto, es ganar dinero con tu dinero.<\/p>\n

5. Eliminar los viejos mitos sobre invertir<\/h4>\n

Hay formas de reducir el riesgos de p\u00e9rdidas. Una buena manera de empezar es aclarar qu\u00e9 es una realidad y qu\u00e9 es un mito. Cuanta m\u00e1s informaci\u00f3n tengas, mejor podr\u00e1s invertir tu dinero e incluso hasta ahorrar en impuestos.<\/p>\n

6. Empezar lo antes posible<\/h4>\n

Cuidar tus finanzas es como cuidar tu cuerpo, tu casa o tu auto. Se trata de desarrollar buenos h\u00e1bitos a largo plazo y mantenerlos contigo. Dec\u00eddete a formar el h\u00e1bito de invertir e invita a tu familia a participar para que juntos trabajen por sus metas.<\/p>\n

\u00bfEst\u00e1s decidido a desarrollar el h\u00e1bito de invertir? Aprende c\u00f3mo puedes comenzar con solo $20 a la semana, visita Finhabits.com.<\/p>\n","protected":false},"excerpt":{"rendered":"

El presidente de Finhabits, Carlos Armando Garc\u00eda, habla sobre c\u00f3mo desarrollar el h\u00e1bito de invertir. Al crecer en Texas, en la frontera entre Estados Unidos y M\u00e9xico, Carlos Armando vio a muchas familias, incluyendo la suya, trabajar duro para salir adelante y que sus hijos tuvieran un futuro mejor. Tambi\u00e9n recuerda c\u00f3mo en los domingos […]<\/p>\n","protected":false},"author":4,"featured_media":8500,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-8493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aprende-es"],"yoast_head":"\nSue\u00f1a en grande y comienza poco a poco - Finhabits<\/title>\n<meta name=\"description\" content=\"Desarrolla el h\u00e1bito de invertir para alcanzar tus metas financieras, tal y como habla Carlos Armando Garc\u00eda. \u00a1Alcanzar tus metas financieras!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sue\u00f1a en grande. Comienza poco a poco.\" \/>\n<meta property=\"og:description\" content=\"El presidente de Finhabits, Carlos Armando Garc\u00eda, habla sobre c\u00f3mo desarrollar el h\u00e1bito de invertir. Al crecer en Texas, en la frontera entre Estados\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-05T01:42:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-26T03:14:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carlos Garcia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carlos Garcia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Sue\u00f1a en grande y comienza poco a poco - Finhabits","description":"Desarrolla el h\u00e1bito de invertir para alcanzar tus metas financieras, tal y como habla Carlos Armando Garc\u00eda. \u00a1Alcanzar tus metas financieras!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/","og_locale":"es_ES","og_type":"article","og_title":"Sue\u00f1a en grande. Comienza poco a poco.","og_description":"El presidente de Finhabits, Carlos Armando Garc\u00eda, habla sobre c\u00f3mo desarrollar el h\u00e1bito de invertir. Al crecer en Texas, en la frontera entre Estados","og_url":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_published_time":"2020-12-05T01:42:12+00:00","article_modified_time":"2024-06-26T03:14:56+00:00","og_image":[{"width":960,"height":720,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg","type":"image\/jpeg"}],"author":"Carlos Garcia","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Carlos Garcia","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"Sue\u00f1a en grande. Comienza poco a poco.","datePublished":"2020-12-05T01:42:12+00:00","dateModified":"2024-06-26T03:14:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/"},"wordCount":578,"commentCount":0,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg","articleSection":["Aprende"],"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/","url":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/","name":"Sue\u00f1a en grande y comienza poco a poco - Finhabits","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#primaryimage"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg","datePublished":"2020-12-05T01:42:12+00:00","dateModified":"2024-06-26T03:14:56+00:00","description":"Desarrolla el h\u00e1bito de invertir para alcanzar tus metas financieras, tal y como habla Carlos Armando Garc\u00eda. \u00a1Alcanzar tus metas financieras!","breadcrumb":{"@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#breadcrumb"},"inLanguage":"es-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/"]}]},{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#primaryimage","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2023\/06\/finhabits-suena-en-grande.jpg","width":960,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.finhabits.com\/es\/suena-en-grande-comienza-poco-a-poco\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finhabits.com\/es\/"},{"@type":"ListItem","position":2,"name":"Aprende","item":"https:\/\/www.finhabits.com\/es\/centro-aprendizaje\/aprende-es\/"},{"@type":"ListItem","position":3,"name":"Sue\u00f1a en grande. Comienza poco a poco."}]},{"@type":"WebSite","@id":"https:\/\/www.finhabits.com\/#website","url":"https:\/\/www.finhabits.com\/","name":"Finhabits: C\u00f3mo invertir en la bolsa de valores - Descarga la App","description":"Invierte, Health Insurance, Retirement","publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finhabits.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-US"},{"@type":"Organization","@id":"https:\/\/www.finhabits.com\/#organization","name":"FINHABITS","url":"https:\/\/www.finhabits.com\/","logo":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","width":696,"height":696,"caption":"FINHABITS"},"image":{"@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Finhabits","https:\/\/www.instagram.com\/finhabits\/","https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ"]},{"@type":"Person","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14","name":"Carlos Garcia","pronouns":"He\/Him\/His","image":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","caption":"Carlos Garcia"},"description":"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/8493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/comments?post=8493"}],"version-history":[{"count":0,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/8493\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media\/8500"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=8493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/categories?post=8493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/tags?post=8493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}