{"id":8880,"date":"2022-10-23T15:28:13","date_gmt":"2022-10-23T22:28:13","guid":{"rendered":"https:\/\/finhabits.com\/?p=8880"},"modified":"2026-07-16T15:22:45","modified_gmt":"2026-07-16T19:22:45","slug":"finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo","status":"publish","type":"post","link":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/","title":{"rendered":"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo"},"content":{"rendered":"<p><iframe title=\"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/WSIGtozYw5k?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>Nuestros planes de Finhabits 401k tiene dos soluciones para ti como empleador, a un mismo precio.<\/p>\n<p><strong>1) El plan Saver.<\/strong> Esta opci\u00f3n tiene requisitos de adquisici\u00f3n que cubren un per\u00edodo de dos a\u00f1os a fin de ayudar a la empresa a retener a sus empleados clave esta soluci\u00f3n es conveniente para due\u00f1os de negocio que tienen una rotaci\u00f3n de personal constante. La contribuci\u00f3n o \u201cmatching\u201d por parte de la compa\u00f1\u00eda es del 3.5%<\/p>\n<p><strong>2) El plan Saver Plus.<\/strong> Esta opci\u00f3n tiene requisitos de adquisici\u00f3n inmediata, lo cual significa que tus empleados pueden disfrutar de los beneficios sin esperar a que cumplan los dos a\u00f1os en la compa\u00f1\u00eda. Esta opci\u00f3n es ideal si quieres maximizar los beneficios de tus empleados, y tiene una contribuci\u00f3n o \u201cmatching\u201d por parte de la compa\u00f1\u00eda del 4%<\/p>\n<p>Ambos planes son f\u00e1ciles de manejar, son Safe Harbor o puerto seguro, y adem\u00e1s los puedes acceder desde tu aplicaci\u00f3n m\u00f3vil bilingue (Ingles y Espa\u00f1ol). Para m\u00e1s informaci\u00f3n sobre los beneficios y las diferencias de nuestros planes cont\u00e1ctanos al 1-800-935-7214.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nuestros planes de Finhabits 401k tiene dos soluciones para ti como empleador, a un mismo precio. 1) El plan Saver. Esta opci\u00f3n tiene requisitos de adquisici\u00f3n que cubren un per\u00edodo de dos a\u00f1os a fin de ayudar a la empresa a retener a sus empleados clave esta soluci\u00f3n es conveniente para due\u00f1os de negocio que [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":8900,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[],"class_list":["post-8880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-401k-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Finhabits 401k: Saver y Saver Plus al mismo costo<\/title>\n<meta name=\"description\" content=\"Conoce Finhabits 401k Saver y Saver Plus para tu empresa. Atrae y ret\u00e9n talento con aportaciones autom\u00e1ticas, costos claros y soporte biling\u00fce para empleados.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo\" \/>\n<meta property=\"og:description\" content=\"Nuestros planes de Finhabits 401k tiene dos soluciones para ti como empleador, a un mismo precio. 1) El plan Saver. Esta opci\u00f3n tiene requisitos de\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-23T22:28:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-16T19:22:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carlos Garcia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@finhabits\" \/>\n<meta name=\"twitter:site\" content=\"@finhabits\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carlos Garcia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\"},\"author\":{\"name\":\"Carlos Garcia\",\"@id\":\"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14\"},\"headline\":\"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo\",\"datePublished\":\"2022-10-23T22:28:13+00:00\",\"dateModified\":\"2026-07-16T19:22:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\"},\"wordCount\":244,\"publisher\":{\"@id\":\"https:\/\/www.finhabits.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg\",\"articleSection\":[\"401k Negocios\"],\"inLanguage\":\"es-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\",\"url\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\",\"name\":\"Finhabits 401k: Saver y Saver Plus al mismo costo\",\"isPartOf\":{\"@id\":\"https:\/\/www.finhabits.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg\",\"datePublished\":\"2022-10-23T22:28:13+00:00\",\"dateModified\":\"2026-07-16T19:22:45+00:00\",\"description\":\"Conoce Finhabits 401k Saver y Saver Plus para tu empresa. Atrae y ret\u00e9n talento con aportaciones autom\u00e1ticas, costos claros y soporte biling\u00fce para empleados.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#breadcrumb\"},\"inLanguage\":\"es-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es-US\",\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage\",\"url\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg\",\"contentUrl\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg\",\"width\":960,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.finhabits.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finhabits.com\/#website\",\"url\":\"https:\/\/www.finhabits.com\/\",\"name\":\"Finhabits\",\"description\":\"Invierte, Insurance, Retirement\",\"publisher\":{\"@id\":\"https:\/\/www.finhabits.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finhabits.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finhabits.com\/#organization\",\"name\":\"Finhabits\",\"alternateName\":\"Finhabits Advisors\",\"url\":\"https:\/\/www.finhabits.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-US\",\"@id\":\"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg\",\"contentUrl\":\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg\",\"width\":696,\"height\":696,\"caption\":\"Finhabits\"},\"image\":{\"@id\":\"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Finhabits\",\"https:\/\/x.com\/finhabits\",\"https:\/\/www.instagram.com\/finhabits\/\",\"https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ\",\"https:\/\/play.google.com\/store\/apps\/details?id=com.finhabits.finhabitsapp\",\"https:\/\/apps.apple.com\/us\/app\/finhabits-invest-my-money\/id1247975276\",\"https:\/\/www.yellowpages.com\/new-york-ny\/mip\/finhabits-advisors-llc-513276156\",\"https:\/\/www.bbb.org\/us\/ny\/new-york\/profile\/investment-management\/finhabits-advisors-llc-0121-171268\",\"https:\/\/www.tiktok.com\/@finhabits\"],\"description\":\"Finhabits is a bilingual, SEC-registered digital investment advisor that helps Latinos in the U.S. start investing, save for retirement, and build lasting financial habits. Founded in 2017.\",\"email\":\"support@finhabits.com\",\"telephone\":\"1-800-492-1175\",\"legalName\":\"Finhabits Advisors LLC\",\"foundingDate\":\"2015-03-31\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"11\",\"maxValue\":\"50\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14\",\"name\":\"Carlos Garcia\",\"pronouns\":\"He\/Him\/His\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es-US\",\"@id\":\"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g\",\"caption\":\"Carlos Garcia\"},\"description\":\"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.\",\"sameAs\":[\"https:\/\/www.finhabits.com\/\",\"https:\/\/www.linkedin.com\/in\/carlosarmandog\/\",\"https:\/\/www.youtube.com\/@CarlosGarciaFinance\"],\"gender\":\"male\",\"knowsLanguage\":[\"English\",\"Spanish\"],\"jobTitle\":\"CEO & Founder\",\"url\":\"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Finhabits 401k: Saver y Saver Plus al mismo costo","description":"Conoce Finhabits 401k Saver y Saver Plus para tu empresa. Atrae y ret\u00e9n talento con aportaciones autom\u00e1ticas, costos claros y soporte biling\u00fce para empleados.","robots":{"index":"noindex","follow":"follow"},"og_locale":"es_ES","og_type":"article","og_title":"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo","og_description":"Nuestros planes de Finhabits 401k tiene dos soluciones para ti como empleador, a un mismo precio. 1) El plan Saver. Esta opci\u00f3n tiene requisitos de","og_url":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_published_time":"2022-10-23T22:28:13+00:00","article_modified_time":"2026-07-16T19:22:45+00:00","og_image":[{"width":960,"height":720,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg","type":"image\/jpeg"}],"author":"Carlos Garcia","twitter_card":"summary_large_image","twitter_creator":"@finhabits","twitter_site":"@finhabits","twitter_misc":{"Written by":"Carlos Garcia","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo","datePublished":"2022-10-23T22:28:13+00:00","dateModified":"2026-07-16T19:22:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/"},"wordCount":244,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg","articleSection":["401k Negocios"],"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/","url":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/","name":"Finhabits 401k: Saver y Saver Plus al mismo costo","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg","datePublished":"2022-10-23T22:28:13+00:00","dateModified":"2026-07-16T19:22:45+00:00","description":"Conoce Finhabits 401k Saver y Saver Plus para tu empresa. Atrae y ret\u00e9n talento con aportaciones autom\u00e1ticas, costos claros y soporte biling\u00fce para empleados.","breadcrumb":{"@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#breadcrumb"},"inLanguage":"es-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/"]}]},{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#primaryimage","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2022\/09\/finhabits-401-saver-y-saver-plus.jpg","width":960,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.finhabits.com\/es\/finhabits-401k-saver-y-saver-plus-dos-soluciones-un-mismo-costo\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finhabits.com\/"},{"@type":"ListItem","position":2,"name":"Finhabits 401k- Saver y Saver Plus: Dos soluciones, un mismo costo"}]},{"@type":"WebSite","@id":"https:\/\/www.finhabits.com\/#website","url":"https:\/\/www.finhabits.com\/","name":"Finhabits","description":"Invierte, Insurance, Retirement","publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finhabits.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-US"},{"@type":"Organization","@id":"https:\/\/www.finhabits.com\/#organization","name":"Finhabits","alternateName":"Finhabits Advisors","url":"https:\/\/www.finhabits.com\/","logo":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","width":696,"height":696,"caption":"Finhabits"},"image":{"@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Finhabits","https:\/\/x.com\/finhabits","https:\/\/www.instagram.com\/finhabits\/","https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ","https:\/\/play.google.com\/store\/apps\/details?id=com.finhabits.finhabitsapp","https:\/\/apps.apple.com\/us\/app\/finhabits-invest-my-money\/id1247975276","https:\/\/www.yellowpages.com\/new-york-ny\/mip\/finhabits-advisors-llc-513276156","https:\/\/www.bbb.org\/us\/ny\/new-york\/profile\/investment-management\/finhabits-advisors-llc-0121-171268","https:\/\/www.tiktok.com\/@finhabits"],"description":"Finhabits is a bilingual, SEC-registered digital investment advisor that helps Latinos in the U.S. start investing, save for retirement, and build lasting financial habits. Founded in 2017.","email":"support@finhabits.com","telephone":"1-800-492-1175","legalName":"Finhabits Advisors LLC","foundingDate":"2015-03-31","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"11","maxValue":"50"}},{"@type":"Person","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14","name":"Carlos Garcia","pronouns":"He\/Him\/His","image":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","caption":"Carlos Garcia"},"description":"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/8880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/comments?post=8880"}],"version-history":[{"count":1,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/8880\/revisions"}],"predecessor-version":[{"id":39278,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/8880\/revisions\/39278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media\/8900"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=8880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/categories?post=8880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/tags?post=8880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}