{"id":8881,"date":"2022-11-23T15:28:16","date_gmt":"2022-11-23T23:28:16","guid":{"rendered":"https:\/\/finhabits.com\/?p=8881"},"modified":"2024-01-17T19:18:50","modified_gmt":"2024-01-18T03:18:50","slug":"como-funciona-un-plan-finhabits-401k","status":"publish","type":"post","link":"https:\/\/www.finhabits.com\/es\/como-funciona-un-plan-finhabits-401k\/","title":{"rendered":"\u00bfC\u00f3mo funciona un plan Finhabits 401k?"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\u00bfC\u00f3mo funciona un plan Finhabits 401k?\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/ZSW1TEkEQZ8?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe><\/p>\n<p>Los planes 401k son un beneficio que las empresas pueden ofrecer a sus empleados para que ahorren para su jubilaci\u00f3n. \u00bfQuieres saber c\u00f3mo funcionan y si tu negocio podr\u00eda ofrecer uno?<\/p>\n<p>En un plan de ahorro para el retiro 401k, el empleado acepta que un porcentaje de cada cheque de pago vaya directamente a una cuenta de inversi\u00f3n. Es decir, que el mismo empleado empezar\u00e1 a contribuir para sus ahorros de jubilaci\u00f3n, mientras est\u00e9 trabajando. El empleador por su parte puede igualar parte o la totalidad de esa contribuci\u00f3n y as\u00ed incentivarlos a que trabajen duro para su empresa. \u00bfQuieres saber cu\u00e1les son los beneficios de ofrecerlos a tus trabajadores? Llamanos al 1-800-935-7214 y con gusto te guiamos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Los planes 401k son un beneficio que las empresas pueden ofrecer a sus empleados para que ahorren para su jubilaci\u00f3n. \u00bfQuieres saber c\u00f3mo funcionan y si tu negocio podr\u00eda ofrecer uno? En un plan de ahorro para el retiro 401k, el empleado acepta que un porcentaje de cada cheque de pago vaya directamente a una [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":8908,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[91],"class_list":["post-8881","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-401k-negocios","tag-401k"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>C\u00f3mo aprovechar tu plan 401(k) con Finhabits<\/title>\n<meta name=\"description\" content=\"Aprende c\u00f3mo funcionan los planes Finhabits 401(k): beneficios para empleados, aportaciones y ventajas fiscales para tu jubilaci\u00f3n.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. 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