{"id":9058,"date":"2023-07-19T09:43:34","date_gmt":"2023-07-19T16:43:34","guid":{"rendered":"https:\/\/finhabits.com\/?p=9058"},"modified":"2023-07-19T09:43:34","modified_gmt":"2023-07-19T16:43:34","slug":"desbloqueamos-los-mitos-de-las-tarjetas-de-credito","status":"publish","type":"post","link":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/","title":{"rendered":"Desbloqueamos los mitos de las tarjetas de cr\u00e9dito"},"content":{"rendered":"<p><iframe loading=\"lazy\" style=\"border-radius: 12px;\" src=\"https:\/\/open.spotify.com\/embed\/episode\/30f4SgHyE5PQRJVIRaXvtB?utm_source=generator\" width=\"100%\" height=\"352\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n<p>En el podcast H\u00e1bitos Financieros, Carlos Garc\u00eda, presidente de Finhabits, comparte consejos y estrategias para mejorar tu puntaje de cr\u00e9dito y aprovechar todas las ventajas financieras que ello conlleva. Descubre c\u00f3mo maximizar tu FICO Score y obtener mejores tasas de inter\u00e9s en pr\u00e9stamos y financiamientos.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ufeff En el podcast H\u00e1bitos Financieros, Carlos Garc\u00eda, presidente de Finhabits, comparte consejos y estrategias para mejorar tu puntaje de cr\u00e9dito y aprovechar todas las ventajas financieras que ello conlleva. Descubre c\u00f3mo maximizar tu FICO Score y obtener mejores tasas de inter\u00e9s en pr\u00e9stamos y financiamientos.<\/p>\n","protected":false},"author":4,"featured_media":8674,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[85,93,94,92],"class_list":["post-9058","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aprende-es","tag-carlos-garcia","tag-credito","tag-tarjeta","tag-tarjetas-de-credito"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mitos comunes sobre tarjetas de cr\u00e9dito - Finhabits<\/title>\n<meta name=\"description\" content=\"Desmonta mitos de tarjetas de cr\u00e9dito con ejemplos claros de tasas, anualidades y uso del 30 por ciento. Mejora tu puntaje en 2025 con h\u00e1bitos que s\u00ed funcionan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Desbloqueamos los mitos de las tarjetas de cr\u00e9dito\" \/>\n<meta property=\"og:description\" content=\"\ufeff En el podcast H\u00e1bitos Financieros, Carlos Garc\u00eda, presidente de Finhabits, comparte consejos y estrategias para mejorar tu puntaje de cr\u00e9dito y\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"Finhabits\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Finhabits\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-19T16:43:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carlos Garcia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carlos Garcia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mitos comunes sobre tarjetas de cr\u00e9dito - Finhabits","description":"Desmonta mitos de tarjetas de cr\u00e9dito con ejemplos claros de tasas, anualidades y uso del 30 por ciento. Mejora tu puntaje en 2025 con h\u00e1bitos que s\u00ed funcionan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/","og_locale":"es_ES","og_type":"article","og_title":"Desbloqueamos los mitos de las tarjetas de cr\u00e9dito","og_description":"\ufeff En el podcast H\u00e1bitos Financieros, Carlos Garc\u00eda, presidente de Finhabits, comparte consejos y estrategias para mejorar tu puntaje de cr\u00e9dito y","og_url":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/","og_site_name":"Finhabits","article_publisher":"https:\/\/www.facebook.com\/Finhabits","article_published_time":"2023-07-19T16:43:34+00:00","og_image":[{"width":960,"height":720,"url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg","type":"image\/jpeg"}],"author":"Carlos Garcia","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Carlos Garcia","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#article","isPartOf":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/"},"author":{"name":"Carlos Garcia","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14"},"headline":"Desbloqueamos los mitos de las tarjetas de cr\u00e9dito","datePublished":"2023-07-19T16:43:34+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/"},"wordCount":60,"commentCount":0,"publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg","keywords":["Carlos Garcia","credito","tarjeta","tarjetas de credito"],"articleSection":["Aprende"],"inLanguage":"es-US"},{"@type":"WebPage","@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/","url":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/","name":"Mitos comunes sobre tarjetas de cr\u00e9dito - Finhabits","isPartOf":{"@id":"https:\/\/www.finhabits.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#primaryimage"},"image":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#primaryimage"},"thumbnailUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg","datePublished":"2023-07-19T16:43:34+00:00","description":"Desmonta mitos de tarjetas de cr\u00e9dito con ejemplos claros de tasas, anualidades y uso del 30 por ciento. Mejora tu puntaje en 2025 con h\u00e1bitos que s\u00ed funcionan.","breadcrumb":{"@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#breadcrumb"},"inLanguage":"es-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/"]}]},{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#primaryimage","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2020\/05\/finhabits-mujer-tarjeta-credito.jpg","width":960,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/www.finhabits.com\/es\/desbloqueamos-los-mitos-de-las-tarjetas-de-credito\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finhabits.com\/es\/"},{"@type":"ListItem","position":2,"name":"Aprende","item":"https:\/\/www.finhabits.com\/es\/centro-aprendizaje\/aprende-es\/"},{"@type":"ListItem","position":3,"name":"Desbloqueamos los mitos de las tarjetas de cr\u00e9dito"}]},{"@type":"WebSite","@id":"https:\/\/www.finhabits.com\/#website","url":"https:\/\/www.finhabits.com\/","name":"Finhabits: C\u00f3mo invertir en la bolsa de valores - Descarga la App","description":"Invierte, Insurance, Retirement","publisher":{"@id":"https:\/\/www.finhabits.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finhabits.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es-US"},{"@type":"Organization","@id":"https:\/\/www.finhabits.com\/#organization","name":"Finhabits","url":"https:\/\/www.finhabits.com\/","logo":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","contentUrl":"https:\/\/www.finhabits.com\/wp-content\/uploads\/2024\/03\/finhabits-logo-696.jpg","width":696,"height":696,"caption":"Finhabits"},"image":{"@id":"https:\/\/www.finhabits.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Finhabits","https:\/\/www.instagram.com\/finhabits\/","https:\/\/www.youtube.com\/channel\/UCZ3IANIWHqEKFXWH5MHn9JQ"]},{"@type":"Person","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/756f2033037ca9ea032af11f32146d14","name":"Carlos Garcia","pronouns":"He\/Him\/His","image":{"@type":"ImageObject","inLanguage":"es-US","@id":"https:\/\/www.finhabits.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d3cad76ac214ac4d137c1b0158ad89c79267d756ffde3f7b9d3e63a5f21da075?s=96&d=mm&r=g","caption":"Carlos Garcia"},"description":"Carlos Armando Garc\u00eda is a fintech executive, investor, and one of the leading voices working to make financial services more accessible to every American. Named one of Goldman Sachs\u2019 100 Most Intriguing Entrepreneurs, he is a regular commentator on national television\u2014including Univision and Telemundo\u2014on the financial topics that matter most to middle-income and Latino audiences. He founded Finhabits in 2017 with a mission shaped by personal experience. Growing up between El Paso and Ciudad Ju\u00e1rez, he saw firsthand how hard-working families often lack access to the financial tools they need. After earning a degree in Electrical Engineering and Computer Science from MIT and spending more than 15 years on Wall Street\u2014including at Merrill Lynch\u2014he set out to build a better system. Finhabits became the first bilingual (English and Spanish) SEC-registered digital investment advisor designed to help Latinos invest and save for retirement. Finhabits has helped more than 900,000 people build better financial habits, with over $400 million invested through the platform. Carlos serves as CEO and Founder of Finhabits and sits on the boards of DGI Investment Trust and Verdara. His conviction remains unchanged: if the system is hard to navigate, build a better one. His work focuses on fintech, economic inequality, and Latino wealth-building. He writes about the K-shaped economy and who gets left behind, the untapped potential of Latino communities in wealth creation, how technology can expand access to financial tools, and the structural barriers that prevent families from building generational wealth.","sameAs":["https:\/\/www.finhabits.com\/","https:\/\/www.linkedin.com\/in\/carlosarmandog\/","https:\/\/www.youtube.com\/@CarlosGarciaFinance"],"gender":"male","knowsLanguage":["English","Spanish"],"jobTitle":"CEO & Founder","url":"https:\/\/www.finhabits.com\/es\/author\/carlosfinhabits-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/9058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/comments?post=9058"}],"version-history":[{"count":0,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/posts\/9058\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media\/8674"}],"wp:attachment":[{"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/media?parent=9058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/categories?post=9058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finhabits.com\/es\/wp-json\/wp\/v2\/tags?post=9058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}