Start saving for your future today!

Thank you for your interest in participating in the Finhabits pilot, in partnership with Manatee Community Federal Credit Union, Filene Research Institute, and Finhabits. Your participation will be used to help your credit union identify products and services that could improve your financial well-being.

We are excited for you to have the opportunity to try Finhabits and improve your finances. Finhabits is an app that helps you get into the habit of investing for your future so you can reach your financial goals. You can start by investing as little as $5 per week. Finhabits will help you build a plan to achieve your personal savings goals. Also, Finhabits offers educational tools available in English and Spanish.

Ready to get started? You must click on the following link to open your Finhabits account and be a part of the pilot.

How to Try Finhabits and Earn a $100 Gift Card

Please sign up to participate in the pilot now! 25 individuals from your credit union will be selected to earn a $100 gift card for their time. To qualify you must complete the following activities:

  1. Sign up for a Finhabits account and fund your account. You must connect your Finhabits account to your credit union checking or savings account, begin funding your account by January 17, 2020, and keep it active through February 28, 2020. Finhabits recommends starting with $20 per week; however, you can begin with as little as $5. To be part of this pilot, you must open your Finhabits account by clicking on the following link.

  2. Complete a pre-pilot survey. After you successfully open your Finhabits account, you will receive a welcome email and survey from Filene Research Institute who will be evaluating your attitudes and use of Finhabits. Filene will be contacting you from the email address:

  3. Complete a post-pilot survey. After the pilot ends on February 28, 2020, you will receive and must complete a final survey from Filene Research Institute.

After this pilot is complete and if you enjoy using Finhabits, we encourage you to continue using Finhabits to build your savings.

Ready to get started? You must click on the following link to open your Finhabits account and be a part of the pilot.

Security is everything

There's nothing more important to us than keeping your money and personal information safe. Finhabits is an SEC Registered Investment Advisor, and you can count on bank-level security including a 256-bit SSL encrypted connection on our site. And rest assured, your money is held in accounts insured up to $500,000 by SIPC.

What do I need to open a Finhabits account?

To open an account with us you will need an email, phone number, tax identification number (social security or ITIN), a U.S. residential address and a bank account with a U.S. bank.

What does investing with Finhabits really mean?

When you invest with us, you’re participating in the stock and bond markets. That includes buying a small piece of a large company and lending money to governments. As your investments grow, they’ll earn you interest.

What are the fees for Finhabits' service?

Our fee consists of $1 per month for accounts of $2,500 or less. If you have an account of $2,500 or greater, there is a 0.50% annual fee, which is calculated based on your account balance.

Frequently Asked Questions


Investment advisory services offered through Finhabits Advisors LLC ("Finhabits"), an SEC registered investment advisor. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media is not an offer, solicitation of an offer, or advice to buy or sell securities or services. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.