2019 Has Arrived. It's Time to Plan Long Term!



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The Finhabits app makes investing in your future an easy habit. Put your money where it will grow over time while you save - it's all automated, and in just 10 minutes, you can open an IRA or a regular investment account. It’s that simple and you can start right here.

For most of us, 2018 has come and gone. The year's pleasures and pains, joys, and sorrows, are all in the books. It's time, we think, to look ahead to a new year and new goals.

And when it comes to meeting your financial goals, having a long-term plan starting in 2019 is critical.

The most important part of creating a plan: being proactive. As Jeff Bezos, Amazon founder, once said, "Overnight success takes 10 years."

Here are three quick steps you can take to start yourself on the road to financial success in 2019:


Create a plan for your money


The first and most important thing to do is actually creating a financial plan.


It might be boring, it might be hard, and probably nobody will give you credit for doing it. Do it anyway. You’ll be glad you did.


Develop saving habits


Start by saving small and manageable amounts.


Even a small goal like saving $20 a week adds up to $1,040 in one year. If $1,040 invested in a Roth IRA gains 7% per year over five years, it will grow to $1,459. That’s a $419 gift to you – just for saving $20 a week in one year.*


Do it now


With compound interest, time is on your side. By starting to save today for your retirement, you’ll get greater rewards in the future. If you invest that $1,040 at age 29, when you retire at age 65, that little sum will have grown to $11,881.* That’s the power of saving and compound interest!


Finhabits makes it easy to open or roll over an IRA. And don’t worry if you don’t have much experience with this type of account. Our app is designed to guide you through the process.


To open an IRA or personal investment account, visit app.finhabits.com or download the app from the App Store or Google Play.


* The expected returns shown in the examples above are calculated using a 7% annual gain over 5 years and 36 years, respectively. The performance is hypothetical and does not represent actual performance. Actual performance may vary. Investment involves risk, including the loss of capital

Disclaimer:

This material is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The information and opinions contained in this post are derived from proprietary and nonproprietary sources deemed by Finhabits to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by Finhabits, its officers, employees or agents. This post may contain “forward-looking” information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this post is at the sole discretion of the reader.

Invest in your future!

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