The 12-Week Challenge: Build better money habits
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Changing your relationship with money doesn’t have to be complicated. Enter your email to join this free challenge and start building clarity and healthier money habits—one habit at a time.
Join the challenge
It only takes a few minutes each week. No daily tasks, no pressure to catch up.
Open the email
Check weekly challenge
Learn the habit
Apply the habit
This challenge is for your if:
Money sometimes feels overwhelming
You want to improve your habits without pressure
You want to start investing and don’t know how
You don’t know where your money goes
You don’t have a clear financial plan
You still don’t have an emergency fund
We’ve helped over 900,000 people learn better financial habits. Our clients have invested more than $400 million at Finhabits. We’re excited to help you too!
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"Finhabits is a way to grow your money, a way to learn how to invest your money."
Myriam C.
“Go for it, you won’t be disappointed with Finhabits. That would be my message.”
José P.
“You can achieve your goals as long as you start building the habit of saving — the sooner you begin, the more likely you are to reach your objective.”
Olga G.
Disclaimer: The testimonials presented are from individuals who were Finhabits users at the time they shared their comments. They were not compensated for their opinions. The experiences described do not necessarily reflect those of all users and are not a guarantee of future results.
What will you work on over 12 weeks?
Each week, you focus on one habit and one mindset shift.
Week 1 — See clearly
“Money feels overwhelming because I don’t have visibility.”
Week 2 — One simple action
“My situation is too messy; one small action won’t make a difference.”
Week 3 — Start or strengthen your emergency fund
“Saving only works when I earn more.”
Week 4 — Create a calm routine
“Looking at my money will just make me feel worse.”
Week 5 — Give your money purpose
“I don’t know where I’m going; everything feels random.”
Week 6 — Make progress on debt, even if it’s small
“My debt is too big to fix.”
Week 7 — Automation over willpower
“Discipline is the key to success.”
Week 8 — Start small, think long term
“I need a lot of money to invest.”
Week 9 — Take the fear out of investing
“Investing is too complicated for me.”
Week 10 — Notice progress, not scarcity
“It will never be enough.”
Week 11 — Repeat what works
“If I’m not perfect, I’ve failed.”
Week 12 — Become the kind of person who does this
“I’m not a ‘money person.’”
Start today
100% free
By registering I agree to receive communications related to de in the 12 Week Challenge and accept the privacy policy.
Frequently Asked Questions
Yes. You can join for free by entering your email, and you will receive weekly guidance and steps during the challenge.
Most weeks take about 10 to 20 minutes. The focus is small actions that are easy to repeat.
No. This challenge is designed for simple, realistic habits, not complicated budgeting.
You can still do it. The early weeks focus on clarity and small changes that help you stabilize your week before trying to save bigger amounts.
You can join. The steps help you get visibility and build a plan so you can decide how to balance saving and debt payments with less stress.
No problem. You can pick up where you left off. The challenge is designed so you can restart quickly.
No. This challenge is educational and meant to build better money habits. It is not personalized financial advice.