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This website is operated and maintained by Finhabits Advisors LLC ("Finhabits"), an SEC registered investment advisor. Registration does not imply a certain level of skill or training. Past performance is no guarantee of future results or returns. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. All information herein as well as any communications on social media is not an offer, solicitation of an offer, or advice to buy or sell securities or services. Investment advisory services offered through Finhabits. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this website, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc.

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Finhabits Referral Program Terms and Conditions

You agree to limit the investment advice you offer to the referral web page. You agree that your participation in the Finhabits Referral Program will conform to the terms contained herein as well as the provisions of the Investment Advisers Act of 1940, 15 U.S.C. § 80b-1, and the rules thereunder. You hereby represent that: (1) you are not subject to any statutory disqualification set forth in Sections 203(e) or 203(f) of the Investment Advisers Act (or any amended or replacement regulatory provision(s)); (2) you are not currently the subject of any investigation or proceeding which could result in statutory disqualification. If you cannot accurately make the preceding representations, you may not participate in the Referral Program. If you are currently participating in the Referral Program and the preceding representations become inaccurate, you agree to immediately inform Finhabits at support@finhabits.com.

Finhabits Referral Program Disclosure

The purpose of this disclosure is to inform you that Finhabits Advisors, LLC (“Finhabits”), may compensate or provide other benefits to third parties, including affiliate marketers and/or other strategic partners who drive users to a Finhabits' web property. Accordingly, you may have been redirected to this landing page by such an incentivized third-party who would not have otherwise redirected you here. By clicking the link below and continuing with the account opening process, you are acknowledging receipt of this disclosure. Finhabits and the referring party who directed you to this web property have entered into a written agreement whereby the referring party may solicit and refer individuals as potential clients (“Prospective Clients”) to Finhabits in exchange for fee waivers or other benefits provided by Finhabits. The referring party is an independent contractor, and is not an affiliate, agent, representative, partner or employee of Finhabits nor does the referring party have authority to accept a client agreement on behalf of Finhabits, to collect or receive payment in its own name for any of Finhabits’ services, or to provide investment advice on behalf of Finhabits. The referring party’s referral does not constitute a statement of the referring party’s experience with, or endorsement of, Finhabits. Finhabits will not charge you any additional fees as a result of its agreement with the referring party. The amount of fees that Finhabits will charge you for investment advisory services is the same as what it would customarily charge any new customer who was not referred by a referring party. Finhabits may deposit bonus in the form of securities into each referred client’s new account after such account is opened and funded by client within the first 90 days of account opening. The bonus from Finhabits is not available for withdrawal for 90 days after it was awarded to your account. The value of the new account must remain equal to, or greater than, the value after the bonus deposit was made (minus any losses due to trading or market volatility) for 90 days, or Finhabits may charge the account for the cost of the bonus offer at its sole discretion. Finhabits is not responsible for incorrect entry or other failure on your part to meet standards for qualifying for the bonus. The value of this bonus may constitute taxable income. Please consult your tax advisor. The bonus offer is only valid for new Finhabits clients. This promotion is not valid with any other offers and is non-transferrable. Offer available to U.S. Residents only. Finhabits reserves the right to terminate this offer at any time and to refuse or recover any promotion award if Finhabits determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of Finhabits’ Advisory Agreement have been violated. Finhabits is an SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. The Finhabits Brochure and client agreements are at www.finhabits.com/en/legal.