Finhabits Referral Program Terms and Conditions

SEPTEMBER'21 REFERRAL PROGRAM BONUS - Entry and Promotion Period: Sep 1 - Dec 31, 2021; Referral Bonus - $500 for 5 New Referrals

 

Offer available only to Residents of California, Georgia, Iowa, Illinois, Missouri, New Jersey, New York, Oregon, Pennsylvania, Wisconsin, and Puerto Rico (the “Valid Offer States”). Referring clients shall only refer clients who are residents of the Valid Offer States. This promotion is not valid with any other offers and is non-transferrable. 

 

In addition to complying with the General Referral Program Terms and Conditions set forth below (the “Referral Program”), you might qualify to earn $500 (the “Bonus of $500”) if you (the Referring Client) refer 5 friends (the “5 Potential New Clients”). To earn the Bonus of $500, each and all of the 5 Potential New Clients must sign up on or after Sep 1, 2021 and have a Qualifying New Account in good standing and make an initial deposit by Dec 31, 2021 (the “Initial Deposit”) and not withdraw the Initial Deposit for 90 days (the Minimum Time).

 

The bonus of $500 is earned when you receive an additional $450 bonus to the $50 of bonus for the 5 Potential New Clients who become new clients  and are residents of one of the Valid Offer States, as specified herein (the “New Clients”). The bonuses of $500 would be paid out 95 days after the Initial Deposit. The New Clients who close their account before the Minimum Time will not qualify for the “Bonus of $500”. The $500 referral bonus is a limited time offer.

    

Only the Referring Clients that have an approved account by the time of inviting the 5 Potential New Clients, under the terms of the Finhabits Advisory Agreement (the “Approved Account”), are allowed to participate in the Referral Program. You won’t be eligible  to receive the “Bonus of $500” if you don’t have the Approved Account. If the requirements contained herein are met, the eligible Referring Clients will receive a $500 credit in their Approved Account with the amounts and types of shares that correspond to the Referring Client`s existing investment portfolio.

JUNE'21 REFERRAL PROGRAM BONUS - Entry and Promotion Period: Jun 2 - Aug 31, 2021; Referral Bonus - $500 for 5 New Referrals

Offer available only to Residents of California, Georgia, Iowa, Illinois, Missouri, New Jersey, New York, Oregon, Pennsylvania, Wisconsin, and Puerto Rico (the “Valid Offer States”). Referring clients shall only refer clients who are residents of the Valid Offer States. This promotion is not valid with any other offers and is non-transferrable. 

In addition to complying with the General Referral Program Terms and Conditions set forth below (the “Referral Program”), you might qualify to earn $500 (the “Bonus of $500”) if you (the Referring Client) refer 5 friends (the “5 Potential New Clients”). To earn the Bonus of $500, each and all of the 5 Potential New Clients must sign up on or after Jun 2, 2021 and have a Qualifying New Account in good standing and make an initial deposit by Aug 31, 2021 (the “Initial Deposit”) and not withdraw the Initial Deposit for 90 days (the Minimum Time).

 

The bonus of $500 is earned when you receive an additional $450 bonus to the $50 of bonus for the 5 Potential New Clients who become new clients  and are residents of one of the Valid Offer States, as specified herein (the “New Clients”). The bonuses of $500 would be paid out 95 days after the Initial Deposit. The New Clients who close their account before the Minimum Time will not qualify for the “Bonus of $500”. The $500 referral bonus is a limited time offer.

    

Only the Referring Clients that have an approved account by the time of inviting the 5 Potential New Clients, under the terms of the Finhabits Advisory Agreement (the “Approved Account”), are allowed to participate in the Referral Program. You won’t be eligible  to receive the “Bonus of $500” if you don’t have the Approved Account. If the requirements contained herein are met, the eligible Referring Clients will receive a $500 credit in their Approved Account with the amounts and types of shares that correspond to the Referring Client`s existing investment portfolio.

General Referral Program Terms and Conditions

Please send invites only to people you know personally who will be glad to get them.  The Potential New Clients who make an Initial Deposit that results in a reversal from their bank will not qualify for the Referral Program.

 

Through the Referral Program, the Referring Client will invite Potential New Clients to sign-up for a Finhabits account by sending them an invitation through the App (the “Invitation”), and the efforts of the Referring Client in soliciting clients to Finhabits will be limited to this activity. For each New Client with a Qualifying New Account, the eligible Referring Clients will receive a $10 credit in your Approved Account with the amounts and types of shares that correspond to the Referring Client`s existing investment portfolio and the eligible New Client will receive a $10 credit in the New Client’s Approved Account with the amounts and types of shares that correspond to the New Client’s investment portfolio (the “Bonuses”). Neither the purchase of shares through the Referral Program nor the identification of the same in communications related to the Referral Program constitute a solicitation of the shares or a recommendation to buy, sell, or hold the security or any other form of investment advice or services.

 

A Qualifying New Account is a new individual Finhabits account opened by a Potential New Client using the special designated link from the Invitation, which the New Client funds with the Initial Deposit and does not withdraw that initial deposit for the Minimum Time, as specified herein. Finhabits is not responsible for incorrect entry or other failures on the part of the New Clients to meet standards of a Qualifying New Account.

 

Finhabits, from time to time, reserves the right to: i) terminate the Referral Program at any time; ii) limit the amount of the bonuses Referring Clients are eligible to receive; iii) change the amount of bonuses; iv) add or exclude Valid Offer States to the promotion; and v) refuse or recover any promotion award if Finhabits determines that it was obtained under wrongful or fraudulent circumstances, including violations of state or federal law and regulations or that inaccurate or incomplete information was provided in opening the account, or that any other term or condition of the Finhabits Account Agreements or of the Referral Program has been violated.

     

You agree that your participation in the Finhabits Referral Program will conform to the terms contained herein as well as the provisions of the Investment Advisers Act of 1940, 15 U.S.C. § 80b-1, and the rules thereunder.

Additional Restrictions and conditions of the Referral Program:

  • The Referring Client shall not make referrals to more than 5 Potential New Clients, unless any of the Potential New Clients do not start a Qualifying New Account within 30 calendar days of the Referring Client initiating the referral via the Finhabits App. The 30 calendar days are counted independently for each of the Potential New Clients.  If more than 5 Potential New Clients are referred by one Referring Client and more than 5 complete a Qualifying New Account, the first 5 to complete a Qualifying New Account will be considered for the promotion and the 6th and any additional potential clients will be excluded from the Referral Program Promotion.

  • The Referring Client shall not receive from Finhabits more than $1,000 in a 12 month period.

  • Offer available only to Residents of California, Georgia, Iowa, Illinois, Missouri, New Jersey, New York, Oregon, Pennsylvania, Wisconsin, and Puerto Rico (the “Valid Offer States”). Referring clients shall only refer clients who are residents of the Valid Offer States. This promotion is not valid with any other offers and is non-transferrable.

Finhabits Referral Program Disclosure

The purpose of this disclosure is to inform you that Finhabits Advisors, LLC (“Finhabits”), may compensate or provide other benefits to third parties or clients, including affiliate marketers and/or other strategic partners, who drive Potential New Clients  to Finhabits (the "Referring Client"). Accordingly, you may have been redirected to this landing page by such an incentivized Referring Client who would not have otherwise redirected you here. By clicking the link below and continuing with the account opening process, you are acknowledging receipt of this disclosure. The Referring Client is not an affiliate, agent, representative, partner or employee of Finhabits nor does the Referring Client have authority to accept a client agreement on behalf of Finhabits, to collect or receive payment in its own name for any of Finhabits’ services, or to provide investment advice on behalf of Finhabits. The Referring Client´s referral does not constitute a statement of the Referring Client´s experience with, or endorsement of, Finhabits. The amount of fees that Finhabits will charge you for investment advisory services is the same as what it would customarily charge any new customer who was not referred by a Referring Client. As specified in the Terms and Conditions of the Referral Program, Finhabits may credit Referring Clients and New Clients Approved Accounts with the amounts and types of shares that correspond to the Referring Client`s and New Clients existing investment portfolio, after such account is funded with the Initial Deposit and does not withdraw the Initial Deposit for 90 days, as specified in the Referral Program. The bonus from Finhabits is not available for withdrawal for 90 days after it was awarded to your account. The value of the new account must remain equal to, or greater than, the value after the bonus deposit was made (minus any losses due to trading or market volatility) for 90 days, or Finhabits may charge the account for the cost of the bonus offer at its sole discretion. Finhabits is not responsible for incorrect entry or other failure on your part to meet standards for qualifying for the bonus. The value of this bonus may constitute taxable income. Please consult your tax advisor. The bonus offer is only valid for new Finhabits clients. This promotion is not valid with any other offers and is non-transferrable. Finhabits reserves the right to: i) terminate the Referral Program at any time; ii) limit the amount of the bonuses Referring Clients are eligible to receive; iii) change the amount of bonuses; iv) add or exclude Valid Offer States to the promotion and v) refuse or recover any promotion award if Finhabits determines that it was obtained under wrongful or fraudulent circumstances, including violations of state or federal law and regulations or that inaccurate or incomplete information was provided in opening the account, or that any other term or condition of the Finhabits Account Agreements or of the Referral Program has been violated. Finhabits is an SEC registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. The Finhabits Brochure and client agreements are at www.finhabits.com/legal.