Carlos Garcia
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California Retirement Program Mandate: More Benefits for Latino Small Businesses
Here are the benefits of complying with the California retirement program mandate before the June 30, 2022 deadline Life happens – people move in and out of their…
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3 Weird Ways You’re Wasting Money and How To Stop
The Finhabits app makes investing in your future an easy habit. Put your money to grow over time while you save – it’s all automated, and in just 10 minutes,…
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California Retirement Program Mandate: How Can Latino Businesses Avoid Penalties?
The California Secure Choice Retirement Savings Trust Act has legal consequences for non-compliance. Here’s what Latino business owners need to know! There are almost 800,000 small Latino-owned businesses…
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So Your Tax Person Recommended That You Open an IRA…
Many tax professionals recommend that their clients set aside money in an Individual Retirement Account (IRA) to save for retirement while reducing their taxable income. Maybe yours has recommended, too?…
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An Opportunity Gap: How the Healthcare Marketplace Can Better Serve the Hispanic Community
By: Carlos Garcia The healthcare open enrollment period is in full effect and Hispanics in the United States are still disproportionately uninsured. It’s time we reimagine how we close the…
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Which Businesses Qualify for the California Retirement Program Mandate?
California businesses are on alert for a mandate that may apply to them starting summer 2022 A California bill for mandatory auto-enroll retirement plans was initially passed in…
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What Exactly is Compound Interest?
Time is your best ally. With compound interest, your earnings get re-invested and you earn interest on your own interest. This means, more earnings!
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Here’s What Every Latino Should Know About Investing
Now a grown-up, you probably hold a steady job and love financial stability. Yet, you may still find yourself listening to los compadres when it comes to managing your money.…
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Dream Big, Start Small
CEO and Founder of Finhabits Carlos Armando Garcia on how to get into the habit of investing. Growing up on the U.S.-Mexico border, Carlos Armando saw his family and other…