Walter Boza
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Black Friday 2025: Record Crowds, Tighter Wallets, and What It Means for Your Holiday Budget and Investments
Thanksgiving week may start with turkey, family, and leftover pie — but it quickly turns into one of the loudest money moments of the year. This 2025, the picture is…
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Daily market swings: what they really mean
Daily market swings are the routine ups and downs in stock prices from one day to the next. Most are short-term noise, not signals to abandon your investing plan, which…
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Your path to $100,000 and beyond
You can grow your portfolio to $100K starting with investing $250 per week and letting compound growth* work at 7% annually. With this approach, you could reach $100K in about…
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Build a 50/30/20 Budget in 20 Minutes (Step-by-Step for Real Life)
50 30 20 budget splits your take-home pay into three parts: 50% covers what you need to live, 30% pays for the things you want, and 20% builds your future. Twenty…
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From Walmart to Nvidia: how consumer spending and AI costs are moving the 2025 market
This week brought fast-moving headlines that can rattle even steady investors—sharp swings in major indexes, mixed retail updates from Walmart and Target, and a fresh round of AI news with…
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5 Ways to Talk About Money with Family at Thanksgiving
Talking about money with family at Thanksgiving can be an opportunity to align goals, share learnings, and reduce financial stress. With the right tone, it becomes a conversation about gratitude and…
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Understanding inflation: why prices rise and how investors can stay grounded
At the heart of financial well-being is one powerful idea: ownership. Not just ownership in the technical sense — but ownership as agency, stability, and participation in the future you…
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Long-Term Investing: Automation, Diversification, and Time
Long-term investing works best when three levers quietly do the heavy lifting: automation (recurring deposits and dollar-cost averaging), diversification (broad, low-cost ETFs across markets), and time (compound interest* plus staying…
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U.S. economy under pressure: Why automating your contributions today creates an advantage
This week brought caution signals that put the U.S. economy under pressure heading into 2025: the IMF’s warning about rising economic tensions, the increase in corporate bankruptcies to the highest…