Get started with Finhabits
Can I unsubscribe at any time?
Last Updated: September 17, 2024Yes, the subscription can be canceled at any time. Please note that if you have investment accounts, you must request the withdrawal of total funds from each account before canceling your subscription. To do this, log into your account, go to the ‘Withdraw’ section, and follow the on-screen instructions. Once you have received your funds,…
Learn and improve your financial skills
Last Updated: September 17, 2024With our subscription, you have access to educational resources that allow you to improve your financial skills and where we address topics such as how the stock market works, ways to improve your credit score, and tips for buying a house, among other issues to improve your finances. We have the following learning tools: Stay…
Invest in the stock exchange
Last Updated: September 17, 2024The stock exchange is a market where stocks and bonds of listed companies are bought and sold. It resembles a traditional market where fruits, vegetables, and other goods are exchanged. However, financial assets such as stocks and bonds are the protagonists instead of physical goods in this case. Investing in the U.S. stock market…
What is the price of the subscription and what does it include?
Last Updated: December 22, 2025The monthly subscription fee of $10 includes three investment accounts and financial tools and educational content. The subscription will automatically switch to an annual fee of 1% of the combined balance of all your Finhabits investment accounts when the balance exceeds $12,000. The monthly fee covers most of the costs associated with investing, such as…
What are the requirements for subscription?
Last Updated: December 22, 2025To subscribe to Finhabits, you only need a credit or debit card since your subscription will be directly debited to your account. To start investing through your Finhabits subscription, you will need the following: Have a valid SSN or ITIN. Be at least 18 years old. Reside in the United States Have a bank account…
How does the Finhabits subscription work?
Last Updated: September 13, 2024The Finhabits operating model is by monthly subscription, allowing you to access a digital investment advisory service, investment accounts and premium content that will help you improve your financial health. With this subscription, you have exclusive access to a variety of resources that will improve your and your family’s financial well-being. Included with the subscription…
What is Finhabits?
Last Updated: December 17, 2025Finhabits is a fintech company founded by Carlos Garcia in 2015 to improve the financial well-being of Hispanics in the United States. At 28 years old, our founder Carlos Garcia faced an economic recession in 2008 while working at an investment firm. It was then that he realized the Hispanic community needed to invest more,…