What happened to Seis, the banking app, and what are your options now?
Seis was a digital financial platform aimed mainly at Spanish-speaking consumers in the U.S. In January 2026, its founders publicly announced the company would shut down.
Finhabits is not affiliated with, sponsored by, or endorsed by Seis. Finhabits cannot access accounts, balances, statements, or funds belonging to former Seis customers, and does not offer bank accounts, debit cards, or direct deposit.
What's been reported about Seis
Seis presented itself as a digital financial platform aimed mainly at Latino and immigrant consumers in the U.S., offering a checking account, debit card, direct deposit, and a Spanish-language experience.
In January 2026, its founders publicly announced that Seis would shut down. The company's help center said checking accounts would automatically close on February 27, 2026.
According to information published during the wind-down, users could access their statements and transaction history through the app until April 29, 2026.
Seis's founders also said the company had opened accounts for more than 500,000 people over its years of operation.
Finhabits is not affiliated with Seis and has no access to its accounts, records, or funds. This page is meant to help you understand your options and figure out your next financial step.
Looking for help with a Seis account?
Finhabits cannot access Seis accounts, check balances, recover funds, or pull up past statements. According to information published during the wind-down, that access ended on April 29, 2026.
For anything related to an old account, rely only on:
- Official communications you received from Seis.
- Information posted on Seis's official channels.
- Communications from the financial institution tied to your account.
Be cautious of any phone numbers, emails, or “fund recovery” pages that don't come from trustworthy sources.
What do you need right now?
Three different paths, depending on what you're looking for.
I need an account or need to redirect my direct deposit
If you need to receive your paycheck, redirect your direct deposit, use a debit card, or pay everyday expenses, you need a bank provider. Finhabits doesn't offer these services.
Guide
Saving vs. investing
This guide can help you understand the difference between saving and investing and figure out what your next step should be.
Read the guide →
I want to improve my finances
Start free with Finhabits Starter:
- A financial wellness score and steps to improve it.
- Money Journeys inside the app.
- An insurance comparison tool.
- Access to select livestreams.
Starter is free.
Start free with Starter →I want to invest and work toward my goals
Finhabits Growth includes tools for investing, planning, and tracking your finances. You can open an account with an SSN or ITIN.
Growth costs $10 a month.
Get started with Growth →What kind of services Seis offered
Based on publicly available information, Seis offered services focused mainly on everyday banking, including:
- A digital checking account.
- A debit card.
- Direct deposit.
- Tools for managing day-to-day money.
- A Spanish-language experience and support.
- Credit-related products during certain periods.
A bank account is built to receive your paycheck, pay bills, and manage the money you need for everyday life. An investment account is built to invest toward medium- or long-term goals, and its value can go up or down.
What you need and what your next step could be
| If you're looking for... | Your next step |
|---|---|
| A new checking account | A bank provider |
| A debit card or direct deposit | A bank provider |
| Help with an old Seis account | Review the official communications you received |
| Learning and improving your finances | Finhabits Starter |
| Understanding whether to save or invest | Saving vs. investing guide |
| Investing for future goals or retirement | Finhabits Growth |
| Opening an investment account with an ITIN | Finhabits Growth |
Where Finhabits fits in
Finhabits doesn't replace a bank account. If you need a checking account, debit card, or direct deposit, you'll need a bank provider. If you want to make progress in other areas of your finances, Finhabits offers two paths:
Starter
Free
To better understand your finances and build better habits.
- A financial wellness score and steps to improve it.
- Money Journeys.
- An insurance comparison tool.
- Access to select livestreams.
Growth
$10/mo
Everything in Starter, plus tools to invest and plan.
- Up to 3 investment accounts.
- Diversified portfolios and automatic deposits.
- A financial plan with goals and tracking.
- Financial alerts and insights.
- 24/7 access to Emma.
- Exclusive masterclasses and livestreams.
You can open an account with an SSN or ITIN.
Get started with GrowthFrequently asked questions
Did Seis shut down?
Yes. Seis's founders publicly announced in January 2026 that the company would shut down. Seis's help center said checking accounts would automatically close on February 27, 2026.
When did Seis accounts close?
According to Seis's help center, checking accounts automatically closed on February 27, 2026. Other products had specific dates during the wind-down process.
Can I still access my Seis statements?
According to information published during the wind-down, statements and transaction history were available through the Seis app until April 29, 2026. Finhabits has no access to those documents and cannot retrieve them. If you need documentation from an old account, review the communications you received from Seis or from the financial institution tied to your account.
What happened to the money I had with Seis?
Finhabits cannot determine what happened with an individual Seis account or check its balance or history. If you have a pending issue related to funds in an old account, use only the official communications you received from Seis or from the financial institution tied to your account.
Can Finhabits recover funds from a Seis account?
No. Finhabits has no access to Seis's accounts, balances, documents, or systems, and cannot recover funds for former customers.
Can I move my direct deposit from Seis to Finhabits?
No. Finhabits doesn't offer a bank account or direct deposit service. If you need to receive your paycheck through direct deposit, you'll need an account with a bank provider that offers that service.
Does Finhabits offer a bank account or debit card?
No. Finhabits doesn't offer checking accounts, debit cards, or banking services for everyday spending. Finhabits offers financial education tools through Starter and investment and retirement accounts through Growth.
Is Finhabits affiliated with Seis?
No. Finhabits is not affiliated with, sponsored by, or endorsed by Seis.
What can I do with Finhabits if I used to use Seis?
It depends on what you need now. If you're looking for a checking account, debit card, or direct deposit, Finhabits doesn't offer those services. If you want to better understand your finances and build better habits, you can start free with Starter. If you want to invest and work toward financial goals, Growth includes everything in Starter, plus investment accounts, financial planning, alerts and insights, 24/7 access to Emma, and exclusive masterclasses and livestreams.
Can I open an investment account with an ITIN?
Yes. You can open a Finhabits investment account using an SSN or ITIN, as long as you meet the other account-opening requirements.
Do I need a bank account in addition to Finhabits?
Yes, if you need to receive your paycheck, pay everyday expenses, or use banking services. A bank account and an investment account serve different purposes. You can use a bank account to manage your everyday money and Finhabits to invest and plan for longer-term goals.
Disclaimer:
This material is provided for informational purposes only and is not intended to offer investment, legal, or tax advice. All images and figures are for illustrative purposes. Investment advisory services are offered through Finhabits Advisors LLC, a registered investment advisor with the SEC. Registration does not imply a certain level of skill or training. Past performance is not indicative of future returns. All investments involve risk, including the possible loss of principal. Securities are offered through Apex Clearing Corporation, Member of FINRA, SIPC. Securities held at Apex are protected up to $500,000, which includes a $250,000 cash limit. See SIPC.org for more details.
© Finhabits, Inc. All rights reserved.
Sources
- FinTech Futures. “Immigrant-focused banking app Seis to close down.” January 30, 2026.
- Wise. “Seis Bank shutting down: Everything you need to know.” March 16, 2026.
- Trevor McKendrick, co-founder and CEO of Seis. Public post announcing the shutdown of Seis.