Walter Boza
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Real Requirements to Invest in the Stock Market as an Immigrant in the U.S.
The real requirements to open an investment account in the U.S. are usually five: a valid SSN or ITIN, being 18 or older, residing in the country, having a bank…
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Does a Trump Account (530A) Make Sense for My Kids?
Not sure if a Trump Account makes sense for your kids? That’s a fair question — and one a lot of parents are asking right now. The honest answer: it…
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Who Qualifies for a Trump Account (530A)? What Latino Families Should Know
Many Latino families may not know that Trump Accounts could be an option to help save or invest for their children’s financial future. It’s a new type of tax-advantaged account…
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Investing with ITIN: How to Access the Stock Market Without Social Security
Investing with ITIN is legal in the United States and is possible in some institutions. No general federal law prevents ITIN holders from owning stocks or ETFs. The real barrier…
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Investing When the Market Drops: How to Make the Most of Downturns
Investing when the market drops goes against every instinct you have—and that’s one reason it works in many cases. When prices fall, every dollar you contribute buys more shares. Think…
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Uninsured & Underinsured Motorist Coverage: Why It Matters
Uninsured motorist coverage is auto insurance that pays for your medical bills, lost wages, and sometimes vehicle damage when the driver who caused your accident has no insurance, or not…
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Building Wealth as an Immigrant in the U.S.: What Nobody Tells You
Most people assume building wealth as an immigrant requires citizenship, fluent English, or a six-figure salary. Those assumptions are often incorrect, and they cost people years of potential growth. The…
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Home Insurance for Renters: What You Actually Need
Home insurance for renters is a phrase that trips up many people every year, and for good reason: it sounds like one product but actually refers to something entirely different…
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What Happens If You Drive Without Car Insurance?
Driving without car insurance in the U.S. can result in fines between $150 and $5,000, license suspension, possible vehicle impoundment, and in some cases jail time, depending on your state.…