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How Do Fed Interest Rates Affect Your Money?
This week The Federal Reserve raised its benchmark rate by 0.25 percentage points, to a target range of 3.75%–4.00% — its first increase since…
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Saving with a 401k plan vs. an IRA
Two accounts with tax advantages to encourage you to save for your retirement Whether you just landed your first job or you are getting back into the job market, it’s…
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Retirement Benefits to Attract and Retain Employees.
Attracting and maintaining top talent has been difficult for companies across the US. In today’s job market, it’s more important than ever to have a 401k plan in place. Finhabits…
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Why are U.S. Latinos funding their retirement and medical needs from their own personal finances?
By: Carlos Garcia From remote sensing technologies to delicious arepas to craftful digital art, Latino-owned businesses (LOBs) are making their mark in the United States. Despite facing challenges such as…
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What is an IRA Rollover
Simplify your life with Finhabits. You can roll over one or more accounts and set up automatic deposits to continue saving. Plus, with Finhabits, you’ll have access to our habit-building…
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3 Weird Ways You’re Wasting Money and How To Stop
The Finhabits app makes investing in your future an easy habit. Put your money to grow over time while you save – it’s all automated, and in just 10 minutes,…
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So Your Tax Person Recommended That You Open an IRA…
Many tax professionals recommend that their clients set aside money in an Individual Retirement Account (IRA) to save for retirement while reducing their taxable income. Maybe yours has recommended, too?…
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An Opportunity Gap: How the Healthcare Marketplace Can Better Serve the Hispanic Community
By: Carlos Garcia The healthcare open enrollment period is in full effect and Hispanics in the United States are still disproportionately uninsured. It’s time we reimagine how we close the…
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What Exactly is Compound Interest?
Time is your best ally. With compound interest, your earnings get re-invested and you earn interest on your own interest. This means, more earnings!
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Here’s What Every Latino Should Know About Investing
Now a grown-up, you probably hold a steady job and love financial stability. Yet, you may still find yourself listening to los compadres when it comes to managing your money.…